Your PreMixed investment options

With our hands-off and hassle-free PreMixed options, we’ve done the diversification for you.

High Growth

Invests in a wide range of assets with a focus on Australian and international shares.

It's designed to have strong long-term growth with possible fluctuations in the short term.

The investment returns shown are for the super (accumulation) product for periods to 31 March 2024. AustralianSuper investment returns are based on crediting rates, which are returns less investment fees and costs, transaction costs, the percentage-based administration fee deducted from returns from 1 April 2020 to 2 September 2022 and taxes. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns. You can find the investment performance for other periods and for the Choice Income product here.

PERFORMANCE SNAPSHOT TO 31 MARCH 2024

8.95%

5 year average return per annum.

12.73%

1 year return.

Investment objectives

To beat CPI by more than 4.5% pa over the medium to longer term.

To beat the median growth fund over the medium to longer term.

Minimum investment timeframe
At least 12 years.

Risk level for time invested

In the short-term (less than 5 years):
HIGH risk.

In the medium-term (5 to 20 years):
MEDIUM risk.

In the long-term (more than 20 years):
LOW risk.

Estimated number of negative annual returns over any 20-year period:
About 5 in every 20 years.

Socially Aware

Exclusions are applied to the Australian shares and international shares asset classes and the corporate securities component of the fixed interest asset class based on environmental, social and governance screens. The option also invests in a range of other asset classes that are not screened. Asset classes that are not screened include private equity, unlisted and listed infrastructure, unlisted and listed property, credit, cash and other assets.

It's designed to have medium- to long-term growth with possible short-term fluctuations.

The investment returns shown are for the super (accumulation) product for periods to 31 March 2024. AustralianSuper investment returns are based on crediting rates, which are returns less investment fees and costs, transaction costs, the percentage-based administration fee deducted from returns from 1 April 2020 to 2 September 2022 and taxes. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns. You can find the investment performance for other periods and for the Choice Income product here.

Socially aware was previously known as Sustainable Balanced before 30 May 2016.

What’s excluded?
AustralianSuper's ESG and Stewardship program applies to the Socially Aware option. In addition, the Socially Aware option applies screening to the following asset classes, which covers around 56% of the option¹: Australian shares, international shares and the corporate securities component of fixed interest. The screens aim to remove the shares or corporate securities of companies in these asset classes that:
- directly own thermal coal, oil or gas reserves²
- directly manufacture tobacco products, cluster munitions or land mines
- have single gender boards (for S&P/ASX 200 companies)
- have received the highest severity rating on a labour rights, human rights, environmental or governance controversy from the relevant ESG research provider.
- directly own uranium reserves in the case of the Australian shares and international shares asset classes².
The option can still invest in companies that:
- lend to, or have managed funds with shareholdings in, the excluded companies
- buy, sell or process products from the excluded companies, such as petrol refiners and distributors.
- provide products and services to the excluded companies, such as security, catering and office suppliers.
The option also invests in a range of other asset classes that are not screened. Asset classes that are not screened include private equity, unlisted and listed infrastructure, unlisted and listed property, credit, cash and other assets.

The option may use derivatives which could result in a small exposure to companies that are normally excluded by the option's environmental, social and governance screens (up to 5% of the total assets at any time).

¹ The percentage of the option covered by the screens is based on the strategic asset allocation to Australian shares, international shares and fixed interest (which is adjusted for the percentage invested in corporate securities). During the year we can move toward or away from this percentage based on our outlook for the economy and investment markets. As at 31 May 2023, approximately 30% of the fixed interest asset class was invested in corporate securities. The corporate securities exposure can vary over time.

² Reserves, in this context, are thermal coal, oil, gas or uranium that can be extracted from known fields at an economical cost.

PERFORMANCE SNAPSHOT TO 31 MARCH 2024

6.57%

5 year average return per annum.

10.17%

1 year return.

Investment objectives

To beat CPI by more than 4% pa over the medium to longer term.

To beat the median balanced fund over the medium to longer term.

Minimum investment timeframe
At least 10 years.

Risk level for time invested

In the short-term (less than 5 years):
HIGH risk.

In the medium-term (5 to 20 years):
MEDIUM risk.

In the long-term (more than 20 years):
LOW risk.

Estimated number of negative annual returns over any 20-year period:
About 5 in every 20 years.

The strategic asset allocation and other investment information are effective from 1 July 2023. The Strategic Asset Allocation, composition of individual asset classes and other investment information may change from time to time to suit prevailing market conditions.

PreMixed asset allocation by weight - December 2023 - pdf, 719KB

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Ready to make your choice?

The easiest way to make your investment choice is by logging into your account, or downloading our mobile app from the Apple Store or Google Play. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.

If you can’t make your choice online, call us on 1300 300 273, 8am-8pm AEST/AEDT weekdays.

If you don’t make a choice at all when you join, we invest your money in our Balanced option, which is our default option.

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Your PreMixed investment options

With our hands-off and hassle-free PreMixed options, we’ve done the diversification for you.

High Growth

PERFORMANCE SNAPSHOT TO 31 MARCH 2024

8.95%

5 year average return per annum.

12.73%

1 year return.

Investment objectives

Risk level for time invested

Strategic asset allocation

What’s excluded?

PreMixed asset allocation by weight - December 2023 - pdf, 719KB

Choose the right option for you

Ready to make your choice?