Insurance Cover

AustralianSuper members can access insurance cover for Death, Total and Permanent Disablement (TPD) and Income Protection. Cover for Income Protection is only available for members of the employer-sponsored section.

With insurance in AustralianSuper members benefit from:

Premiums at discounted bulk rates - less than what you may pay as an individual
Cover at work and outside work - 24 hours a day, 7 days a week
Hassle free payments, with premiums deducted from your AustralianSuper account each month the option to apply to increase cover at any time (subject to meeting the insurer's health evidence requirements).

Insurance cover in AustralianSuper is currently provided by The Colonial Mutual Life Assurance Society Ltd (Death and TPD) and ING Life Limited (Income Protection).

To apply to increase or change your existing cover, complete and return the application form in the AustralianSuper Member Guide (Steel Division), or ask us to send you a copy.

This website is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper (ABN 65 714 394 898), and is general information only. You should assess your own financial situation and needs, read the relevant Product Disclosure Statement and consult an adviser if required before making a decision about products on this website. Some products and services offered on this website are provided by third party organisations, not AustralianSuper Pty Ltd, the Trustee of AustralianSuper. The Trustee is not responsible for the products or services, views or actions of these organisations. You should use your own judgement before taking up any product or service offered by a third party. Terms and conditions may apply which should be obtained from the third party. The Trustee does not accept liability for any loss or damage incurred by the products or services provided by these third parties. 'Lifetime of difference' logo used with the permission of Industry Fund Services. This consent had not been withdrawn at the date of publication. For information about AustralianSuper ratings, click here.