AustralianSuper recognises the importance of insurance and provides AJA Superannuation Fund members with access to Death, Total & Permanent Disablement (TPD) and Income Protection insurance cover.
Insurance benefits
AJA Superannuation Fund members can take advantage of:
- Cover that is provided 24 hours a day, 7 days week – not just when you’re in the saddle
- Premiums at discounted bulk rates
- Hassle-free premium payments that are deducted from your account each month
- An option to increase cover at any time to suit your needs (subject to meeting the insurers health evidence requirements).
Eligibility for insurance cover
Insurance cover is available for:
- Death - up to 70 years
- TPD - up to 65 years
- Income Protection - up to age 65
Cover is not provided automatically, and your application will be subject to acceptance by the insurer following evidence of your health.
Before insurance cover commences, you will need to have a minimum account balance that is sufficient to pay for the first month's insurance premiums.
The maximum levels of cover available under the AJA Division are:
| Type of insurance cover |
Maximum cover |
| Death |
Unlimited |
| TPD |
$3,000,000 |
| Income Protection |
$50,000 per month |
Need more information?
More information about your insurance options - including costs, forms, beneficiaries and terms and conditions - is available in the AJA Superannuation Fund Member Guide.
You can also login to your account to review your insurance details (Need a PIN? – Request your PIN via our secure email form).
