That’s why we provide Super Options members with affordable Death, and Total & Permanent Disablement (TPD) cover. And if needed, you can apply for Income Protection cover too.
Insurance benefits
Members can take advantage of:
- Cover that is provided 24 hours a day, 7 days week – not just when you’re at work
- Premiums at discounted rates
- Premium payments are automatically deducted from your account each month
- An option to increase cover at any time to suit your needs (subject to meeting the insurer's health evidence requirements).
Eligibility for insurance cover
Insurance cover is available for:
- Death - up to 70 years
- TPD - up to 65 years
If you're under age 65, you can also apply for Income Protection insurance.
Maximum cover
The maximum levels of cover available under the Super Options Division are:
|
Type of cover
|
Maximum amount of cover that is available
|
| Death |
No maximum |
| TPD |
$3 million |
| Income protection |
$50,000 per month |
Need more information?
More information about your insurance options - including costs, forms, beneficiaries and terms and conditions - is available in the Super Options Member Guide.
You can also login to your account to review your insurance details (Need a PIN? – Request your PIN via our secure email form).
*Salary is your current annual gross (before-tax) salary, excluding employer super contributions.
