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AustralianSuper provides members with access to affordable Death, Total and Permanent Disablement (TPD) and Income Protection insurance.

Cover is provided 24 hours a day, seven days a week – not just when you’re at work – so you can rest easy knowing you are protected.

In addition, AustralianSuper members also benefit from:

  • premiums at discounted bulk rates, less than you may pay as an individual;
  • hassle-free payments, with premiums deducted from your account each month; and
  • the option to increase your cover at any time to suit your needs (subject to meeting the insurer’s health evidence requirements).


AustralianSuper insurance is provided by CommInsure, the registered business name of The Colonial Mutual Life Assurance Society Ltd ABN 12 004 021 809 AFSL 235 035 (CMLA).

Information for prospective members

When you complete a Membership application form to join AustralianSuper, you will be given the choice of two insurance packages:

Package 1: 3 units of Death and TPD cover (Death only if you are aged 65-69); or

Package 2: 3 units of Death and TPD cover plus Income Protection cover (Death only
if you are aged 65-69).

Members who do not make a choice will automatically be given Package 1.

When you complete a Membership Application form, you will be given the option of varying or increasing your cover, up to a maximum of $2 million of cover, subject to meeting the insurer's health evidence requirements. Alternatively, you may wish to reduce or cancel the number of units you have. Please contact AustralianSuper for details.



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