Tools

Cover tables

Units of cover
Fixed cover

Units of cover

The table below shows the amount of Death and Total & Permanent Disablement (TPD) insurance cover provided by a unit of cover based on your age and occupational rating.


 
 		 Occupational rating
 Standard   Low Risk   Professional
Current
age		 Death TPD Death TPD Death TPD
15 to 24
  $47,600  $47,600  $100,000  $100,000  $105,800 105,800
25 to 29
  $55,600  $55,600  $100,000  $100,000  $118,000  $118,000
30
  $55,600  $55,600  $100,000  $100,000  $113,000  $113,000
31
  $53,700  $53,700  $98,000  $98,000  $108,900  $108,900
32
  $52,600  $52,600  $95,600  $95,600  $106,200  $106,200
33
  $51,600  $51,600  $91,900  $91,900  $102,100  $102,100
34
  $48,900  $48,900  $90,000  $90,000  $100,000  $100,000
35
  $48,100  $48,100  $85,600  $85,600  $95,100  $95,100
36
  $47,700  $47,700  $84,400  $84,400  $93,900  $93,900
37
  $47,000  $47,000  $83,200  $83,200  $92,500  $92,500
38
  $46,500  $46,500  $82,300  $82,300  $91,400  $91,400
39  $44,300  $44,300  $81,400  $81,400  $90,500  $90,500
40
  $41,400  $41,400  $77,400  $77,400  $86,100  $86,100
41  $37,400  $37,400  $70,200  $70,200  $78,000  $78,000
42
  $35,200  $35,200  $63,600  $63,600  $70,700  $70,700
43  $33,200  $33,200  $61,800  $61,800  $68,800  $68,800
44
  $29,900  $29,900  $58,100  $58,100  $64,600  $64,600
45  $26,200  $26,200  $49,700  $49,700  $55,200  $55,200
46
  $23,200  $23,200  $43,500  $43,500  $48,100  $48,100
47  $21,700  $21,700  $41,100  $41,100  $45,400  $45,400
48
  $20,200  $20,200  $38,700  $38,700  $42,100  $42,100
49
 $18,500  $18,500  $36,200  $36,200  $39,100  $39,100
50
  $16,800  $16,800  $33,100  $33,100  $35,800  $35,800
51  $15,000  $15,000  $30,800  $30,800  $32,100  $32,100
52
  $13,300  $13,300  $28,300  $28,300  $29,500  $29,500
53
 $12,600  $12,600  $26,000  $26,000  $27,100  $27,100
54
  $10,700  $10,700  $23,600  $23,600  $24,600  $24,600
55  $8,900  $8,900  $21,200  $21,200  $22,100  $22,100
56
  $7,400  $7,400  $18,800  $18,800  $19,400  $19,400
57  $7,000  $7,000  $16,500  $16,500  $17,000  $17,000
58
  $6,600  $6,600  $14,100  $14,100  $14,700  $14,700
59  $5,700  $5,700  $11,700  $11,700  $12,700  $12,700
60
  $5,700  $5,700  $9,900  $9,900  $11,000  $11,000
61  $5,700  $4,560  $9,900  $7,920  $11,000  $8,800
62
  $5,700  $3,420  $9,900  $5,940  $11,000  $6,600
63  $5,700  $2,280  $9,900  $3,960  $11,000  $4,400
64
  $5,700  $1,140  $9,900  $1,980  $11,000  $2,200
65 to 69  $5,700  $0  $9,700  $0  $10,800  $0

Fixed cover

The table below shows the weekly cost for $10,000 of fixed Death and TPD cover based on your age and your occupational rating.


 
 		 Occupational rating
 Standard   Low Risk   Professional
Current
age		 Death TPD Death TPD Death TPD
15 to 24
  $0.103  $0.107  $0.049  $0.051  $0.046  $0.048
25 to 29
  $0.088  $0.092  $0.049  $0.051  $0.041  $0.044
30
  $0.088  $0.092  $0.049  $0.051  $0.044  $0.045
31
  $0.091  $0.095  $0.050  $0.052  $0.045  $0.047
32
  $0.093  $0.097  $0.051  $0.054  $0.046  $0.048
33
  $0.095  $0.099  $0.054  $0.055  $0.048  $0.050
34
  $0.100  $0.104  $0.054  $0.057  $0.049  $0.051
35
  $0.102  $0.106  $0.057  $0.060  $0.052  $0.053
36
  $0.103  $0.107  $0.058  $0.060  $0.052  $0.054
37
  $0.104  $0.109  $0.059  $0.061  $0.053  $0.055
38
  $0.106  $0.109  $0.060  $0.061  $0.054  $0.056
39  $0.111  $0.115  $0.060  $0.063  $0.054  $0.056
40
  $0.119  $0.123  $0.063  $0.066  $0.057  $0.059
41  $0.131  $0.136  $0.070  $0.072  $0.063  $0.065
42
  $0.139  $0.145  $0.077  $0.080  $0.069  $0.072
43  $0.148  $0.153  $0.079  $0.083  $0.071  $0.075
44
  $0.164  $0.171  $0.084  $0.088  $0.076  $0.079
45  $0.187  $0.195  $0.099  $0.102  $0.089  $0.092
46
  $0.212  $0.219  $0.113  $0.117  $0.102  $0.106
47  $0.226  $0.235  $0.119  $0.124  $0.108  $0.112
48
  $0.243  $0.252  $0.127  $0.131  $0.117  $0.120
49
 $0.265  $0.276  $0.136  $0.140  $0.126  $0.130
50
  $0.292  $0.303  $0.148  $0.154  $0.137  $0.142
51  $0.327  $0.340  $0.159  $0.166  $0.153  $0.159
52
  $0.369  $0.383  $0.174  $0.179  $0.166  $0.173
53
 $0.390  $0.404  $0.189  $0.196  $0.181  $0.188
54
  $0.459  $0.476  $0.208  $0.216  $0.200  $0.207
55  $0.522  $0.571  $0.232  $0.240  $0.222  $0.231
56
  $0.664  $0.687  $0.261  $0.271  $0.253  $0.262
57  $0.701  $0.728  $0.298  $0.308  $0.289  $0.299
58
  $0.744  $0.771  $0.348  $0.361  $0.334  $0.346
59  $0.861  $0.893  $0.420  $0.435  $0.387  $0.400
60 to 64
  $0.861  $0.893  $0.496  $0.514  $0.446  $0.463
65 to 69  $0.861  n/a  $0.506 n/a  $0.455 n/a