Capital Guaranteed

The Capital Guaranteed Investment Option is one of six PreMixed Investment Options available to AustralianSuper members.

AustraliaSuper’s other PreMixed Investment Options include Balanced (the default option), High Growth, Sustainable Balanced, Conservative Balanced and Stable.

 

Investment results for Capital Guaranteed

 
Investment result Financial Year To Date history Monthly rates history
 
 
Investment result Financial Year To Date history Monthly rates history
 
 
Investment result Financial Year To Date history Monthly rates history
 
 

Investment result

Period Credit rate
Daily rate (11.03.10) 0.0090%
Financial Year To Date (01.07.09 - 11.03.10) 1.9357%
6 months to 31.12.09 1.27%
1 year to 31.12.09 2.37%
3 year to 31.12.09 pa 4.36%
5 year to 31.12.09 pa 4.60%
10 year to 31.12.09 pa 4.62%
Since inception 01.07.97 pa 4.67%

FYTD history

The chart below is a daily account of AustralianSuper's financial-year-to-date (FYTD) performance.

The FYTD history tracks the daily movement of an investment option's performance within the given financial year.

You can use the calendar below to review our FYTD performance history by selecting a date-range within the same financial year.

 

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Monthly rates history

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Investment strategy

A defensive option that invests wholly in a capital guaranteed fund provided by a life office. The invested capital amount is guaranteed but the income may be reduced in the event of poor investment returns.

Investment objective

To guarantee a member’s capital^ and to outperform retail cash management accounts by at least 0.5% pa*.

^The Capital Guaranteed option invests through a life office capital guaranteed statutory fund under a policy issued by AXA Australia. The terms of this policy have the effect that the original capital amount invested cannot reduce due to poor investment returns and the manager aims to provide a smoothed investment return.

Strategic Asset Allocation (SAA) targets

 
 

Minimum investment timeframe

Short-term: If you choose this option, be prepared to stay invested in it for 1 to 3 years before it meets its objectives.

Risk classification

Low risk: Returns will fluctuate minimally from year to year.

Expected frequency of negative annual return

Not expected in any 1 year period.

Range of annual returns to date

Since this option was offered in 1997, its annual investment returns have been within the range shown:       
Capital Guaranteed range of annual returns to date

Date of inception

1/07/1997

Investment management fee:

2009    0.51%

Returns quoted are net of fees and tax. In calculating historical return information we have combined return information from previous ARF and STA investment options. Where only one of the merging funds previously offered an equivalent option in the new product suite, the returns of that option have been used. Where both funds offered the equivalent option, the returns have been asset weighted across both options on a monthly basis, where possible. Investment returns are not guaranteed as all investments carry some risk. Past performance is not an indication of future performance.

The Strategic Asset Allocation (SAA) and other information shown in this section is current as at 1 November 2009. The Trustee may alter the strategic asset allocation or the composition of individual asset classes from time to time to suit prevailing market circumstances.

* AustralianSuper returns are after fees and taxes and benchmark returns are adjusted for fees and taxes.

 

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