Performance

Return is not annualised where the option has less than twelve months of performance history.
Benchmarks
High Growth SR50 Growth (77-90) Index
Balanced SR50 Balanced (60-76) Index
Sustainable Balanced SR50 Balanced (60-76) Index
Stable SR50 Capital Stable (20-40) Index
Capital Guaranteed [70% UBSA Composite All Maturities Bond Index + 30% UBSA Bank Bill Index] adjusted for fees and
tax
Australian Shares S&P/ASX300 Accumulation Index adjusted for fees and tax
International Shares MSCI AC World ex Australia (in $A) Index adjusted for fees and tax
Australian Sustainable Shares S&P/ASX300 Accumulation Index adjusted for fees and tax
International Sustainable Shares MSCI AC World ex Australia (in $A) Index adjusted for fees and tax
Property Mercer Unlisted Property Index adjusted for fees and tax
Australian Fixed Interest UBSA Composite All Maturities Bond Index adjusted for fees and tax
Diversified Fixed Interest [50% UBSA Composite All Maturities Bond Index + 50% Citigroup WGB Hedged Index] adjusted
for fees and tax
International Fixed Interest Citigroup WGB Hedged Index adjusted for fees and tax
Cash UBSA Bank Bill Index adjusted for fees and tax
Steel Growth SR50 Growth (77-90) Index
Steel Balanced SR50 Balanced (60-76) Index
Western Power Balanced SR50 Capital Stable (20-40) Index
Western Power Shares [55% S&P/ASX 300 Accumulation Index + 45% MSCI AC World ex Australia (in $A) Index] adjusted
for fees and tax
Bosch Diversified SR50 Balanced (60-76) Index
Bosch Conservative SR50 Capital Stable (20-40) Index
Bosch Shares [60% S&P/ASX300 Accumulation Index + 40% MSCI AC World ex Australia (in $A) Index] adjusted for fees
and tax
Bosch Cash Plus UBSA Bank Bill Index adjusted for fees and tax

* Please note that the returns quoted are net of fees and tax. The 1 year, 3 year, 5 year and since inception figures, where they appear, are rolling returns as at 30 June 2008. These historical returns are the combined return information from previous ARF and STA investment options.

Where only one of the merging funds previously offered an equivalent to an option in the new product suite, the returns of that option have been used. Where both funds offered an equivalent option, the returns have been asset weighted across both options on a monthly basis, as per industry best practice. Where data isn’t available for one or both of the equivalent options, the monthly returns have been averaged. The same process has been used for calculating historical investment fees. Investment returns are not guaranteed as all investments carry some risk. Past performance gives no indication of future returns.

The strategic asset allocation and other information shown in this section is current as at 30 June 2008. The Trustee may alter the strategic asset allocation or the composition of individual asset classes from time to time to suit prevailing market circumstances.

Read about our Crediting Policy
Read the Investment Switching and ASX 200 acknowledgements and conditions.