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The Australian Retirement Fund (ARF) and the Superannuation Trust of Australia (STA) merged on 30 June 2006 to become AustralianSuper - one of the country's largest superannuation funds.

Below are the crediting rates relating to AustralianSuper's past investment performance, including historical returns for ARF, STA and Finsuper.

AustralianSuper past performance

Investment Option 
2006/07 p.a.
High Growth 19.19%
Balanced 17.80%
Sustainable Balanced  16.12%
Conservative Balanced* na
Stable 9.09%
Capital Guaranteed 5.27%
Australian Shares 27.23%
International Shares 11.23%
Australian Sustainable Shares 22.86% 
International Sustainable Shares 3.53%
Property 16.21%
Australian Fixed Interest 2.92%
International Fixed Interest 2.87%
Diversified Fixed Interest 3.74%
Cash 5.64%

* Please note: The Conservative Balanced Option was made available as of 1 January 2008.

ARF past performance

Investment Option
2005/06 p.a. 2004/05 p.a. 2003/04 p.a. 2002/03 p.a. 2001/02 p.a.
Balanced 17.0% 14.8%  13.2%  3.8%  -0.9%
Active 18.84% 15.5%  15.5%  1.6% -3.3% 
Sustainable 13.71% 12.0%  8.1%  1.9%  1.3%*
Stable 8.49% 10.7%  7.5%  5.8%  4.1%*
Capital Guaranteed 4.91% 4.4%  4.2%  4.5%   4.4%
Australian Shares 22.64% 25.4%  21.0% 1.2%  -1.3%
International Shares 21.56% 4.4%  17.8% -8.7%  -16.9%
Property 14.80% 10.3%  9.5%  8.6%  8.7%
Diversified Fixed Interest 3.33% 8.6%  4.0%  9.7%  6.3%
Cash 5.51% 4.1%  3.8%  3.5%  3.5% 

* Introduced 1 October 2001, therefore these figures represent earnings from 1 October 2001 to 30 June 2002.

STA past performance

Investment Option 
  2005/06 p.a. 2004/05 p.a. 2003/04 p.a. 2002/03 p.a. 2001/02 p.a.
Balanced 18.10% 13.75%  14.75%  1.87%  -2.37%
Shares Plus 21.22% 12.97%  17.00%  -1.82% -6.86% 
Low Risk  9.53% 8.39%  7.39%     
Capital Guaranteed 5.12% 4.27%  4.35%  4.69%  4.33%
Single Company Plan 27.75% 17.59%  27.22%  14.02% 9.40%
Australian Shares 24.36% 25.46%  20.61%

-1.72%

 
International Shares 19.31% 0.49%  17.11% -8.33%  
Listed Property 14.79% 18.08% 

15.02% 

10.68%

 
Australian Fixed Interest 3.48% 7.55%  2.26%  7.81%  
International Fixed Interest 3.88% 10.96% 5.72%  13.19%  
Cash 5.18% 5.03%  4.85%  4.38%  
Australian Sustainable Shares 18.13% 22.89%  15.82%  -6.16%  
International Sustainable Shares 16.05% -0.16%  12.51%  -20.17%  

 

* The Single Company Plan return is achieved by dividing the change in the Coles Myer share price in the given period by the share price at the commencement of the period to calculate the rate of return. From this rate of return, dividends credited per unit (including franking credits) are added and brokerage costs on trading the shares are subtracted to give an accurate rate of return.

The returns calculated in previous years did not fully account for dividends and the associated franking credits. The more accurate method currently being used has been applied to the returns of the Single Company Plan back to inception.

Past performance is not an indication of future returns.

 

Finsuper Past performance

 

Investment Option 
  2005/06 p.a. 2004/05 p.a. 2003/04 p.a. 2002/03 p.a. 2001/02 p.a.
High Growth 20.30% 13.40%  14.80%  0.10%  -4.81%
Moderate Growth 16.70% 13.0%  12.31%  2.00% -1.94% 
Stable Growth 11.20%

10.10% 

7.26%  4.30%  1.90%
Cash Plus 5.90% 4.90%  4.16%  4.35%  3.90%

Please note that the returns quoted are net of fees and tax. The 1 year, 3 year, 5 year and since inception figures, where they appear, are rolling returns as at 30 June 2008. These historical returns are the combined return information from previous ARF and STA investment options.

Where only one of the merging funds previously offered an equivalent to an option in the new product suite, the returns of that option have been used. Where both funds offered an equivalent option, the returns have been asset weighted across both options on a monthly basis, as per industry best practice. Where data isn’t available for one or both of the equivalent options, the monthly returns have been averaged. The same process has been used for calculating historical investment fees. Investment returns are not guaranteed as all investments carry some risk. Past performance gives no indication of future returns.

The strategic asset allocation and other information shown in this section is current as at 30 June 2008. The Trustee may alter the strategic asset allocation or the composition of individual asset classes from time to time to suit prevailing market circumstances.

* The Strategic Asset Allocation (SAA) and other information shown in this section is current as at 30 June 2008. The Trustee may alter the strategic asset allocation or the composition of individual asset classes from time to time to suit prevailing market circumstances.

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