AustralianSuper can make all the difference to your super savings.
We’re one of Australia’s largest industry funds with over 1.8 million members. We use our size and strength to negotiate low fees and our profits are returned to our members, not shareholders.
It’s our low fees and strong long-term investment performance that can make all the difference:
- low fees – the lower your fees, the higher your retirement savings.
- strong long-term investment returns – the Balanced option has credited an average return of 9.64% pa since inception (August 1985) to 30 June 2011*.
Low fees and strong long-term returns equals more retirement money
This graph shows the difference AustralianSuper can make. Over five years, invested in a balanced investment option, we provided a greater benefit than an average master trust.
Assumptions: $20,000 starting balance, $50,000 annual salary, 3.5% salary increase, 9% Superannuation Guarantee contributions, Balanced investment option, five years to 30 June 2011. Source: SuperRatings Pty Ltd. Investment returns are not guaranteed as all investments carry some risk. Past performance gives no indication of future returns.
AustralianSuper offers good long-term performance that can help you save more over the long term. Over five years, invested in a balanced investment option, AustralianSuper provided higher savings than an average master trust,
which is a fund run by a bank or insurance company.
Options and choices
In addition to low fees and good performance, AustralianSuper offers flexibility and choice:
- A range of investment options, including individual asset class options and S&P/ASX300 shares, exchange traded funds and term deposits you select yourself
- Great value insurance to protect you and your family
- Seminars, education and communication programs
- Easy online administration
- Access to online advice and planning tools and fee-for-service financial planning
- Access to low-cost banking and health insurance. AustralianSuper members are offered discounted rates with Members Equity Bank and GHMBA health insurance.
Everyone can join
- AustralianSuper is open to everyone, so wherever you work and whatever you do, you’re welcome to join.
- We also have different industry products for workers in the financial, steel, food and confectionary industries.
- For Corporate funds, our Corporate Division meets special insurance and defined benefit requirements.
We have the highest rating possible from all of these independent rating agencies:
And in 2010 we were awarded Super Ratings’ Fund of the Year award and Money Magazine’s Best Fund Manager.
* In calculating historical returns for AustralianSuper, where both funds (ARF & STA) offered the equivalent option, the returns have been asset weighted across both options on a monthly basis as per industry best practice. Please note that past performance is no indication of future returns.