AustralianSuper’s Westscheme Division specialises in providing superannuation for people living and working* in Western Australia.
Westscheme Division members benefit from a range of products and services including flexible investment and insurance options that only a 'run only to profit members' industry fund like AustralianSuper can provide.
*The details you provide about yourself and your employer when you apply determine which division of AustralianSuper you are eligible to join. If you are located in Western Australia and work for an eligible employer you can join the Westscheme Division of AustralianSuper.
Fees and costs
Using the bulk buying power of AustralianSuper, the fees and costs for administration, investment management and insurance are low.
Insurance
Westscheme Division members can take advantage of:
- cover provided 24 hours a day, 7 days week – not just when you’re at work
- premiums at discounted bulk rates, which is less than what you’d pay as an individual
- hassle-free premium payments that are deducted from your super account each month
- an option to increase cover at any time to suit your needs (subject to meeting the insurer’s health evidence requirements).
Eligibility for insurance cover
Insurance cover is available for:
- Death - up to age 70
- Total and Permanent Disablement (TPD) - up to age 65
- Income Protection - up to age 70
Maximum cover
| Type of insurance cover |
Maximum Cover |
| Death |
No maximum |
| TPD |
$3,000,000 |
| Income Protection |
$50,000 per month* |
*salary is your current gross annual (before-tax) salary, excluding employer super contributions
More information
To learn more about the Westcheme division read the Product Disclosure Statement
More information about your insurance options - including costs, forms, beneficiaries and terms and conditions - is available in the Insurance Guide.
Investment choices – AustralianSuper’s wide range of 17 investment options provides flexibility and choice. You can review the options in investment options.