Superannuation is one of the longer-term investments you’ll make. Our record of strong, long-term investment returns has helped our members prepare for their retirement with confidence. Let’s help you be financially ready for retirement as well.
Starting a family made Magesh realise how important it is to be in a top-performing super fund that puts its members first. He shares the simple steps he took to improve his super balance and get on top of his finances.
Why fund performance is important to Magesh
Comparing super fund performance
See how much better off you could have been with AustralianSuper.
The following graph is estimated assuming a $50,000 starting superannuation account balance and employer contributions based on a $50,000 annual salary. Net Benefit5 refers to a members investment earnings over that time period (less any fees).
Over 5 years
Over 10 years
Over 15 years
AustralianSuper- Balanced Option
All Super Funds Average
Retail Super Fund Average
Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
See how AustralianSuper compares
Choosing the right fund could mean more money in the future, giving you more confidence in your long-term retirement plan performance.
As the largest super fund, 2.2 million Australians trust us to take care of their future. Our size means small fees, with administration fees only costing $2.25 a week. There's also support to help you understand our fees and control how much you save.
Confidence in numbers
AustralianSuper has had an average annual return on the Balanced Option of 9.65% since 1985, and of 9.48% over 5 years to 30 June 20196.
Based on the returns of the AustralianSuper Balanced Investment option compared to the median investment return in the SuperRatings SR50 Median Balanced Survey. Top 10 performing fund for the 1, 3, 5, 7, 10, 15 and 20 years to 30 June 2018. You can view returns for all AustralianSuper investment options here. Past performance is not a reliable indicator of future returns. Investment returns are not guaranteed.
Readers Digest Most Trusted Brands – Superannuation category winner for seven years running 2013 – 2019.
The financial advice you receive will be provided under the Australian Financial Services Licence held by a third party and is therefore not the responsibility of AustralianSuper. With your approval, a fee may be charged if a Statement of Advice is produced.
Before making a decision to combine your super, you should ask your super provider about any fees or charges that may apply, or any other information about the effect this transfer may have on your benefits, such as insurance cover.
Comparisons are modelled by SuperRatings, commissioned by AustralianSuper. Modelled outcome shows the average difference in ‘net benefit’, a measure of investment earnings after fees and taxes have been taken out. The results compare AustralianSuper’s Balanced option and the main balanced options of funds tracked by SuperRatings that have comparable options and a 5 (274 funds), 10 (173 funds) and 15 (111 funds) year performance history, taking into account historical earnings and fees – excluding contribution, entry, exit, insurance and additional adviser fees. Outcomes vary between individual funds. Net benefit modelling results presented are as at 30 June 2018 using historical data during the comparison period to this date. No adjustments have been made to the figures to take into account the effect of inflation on purchasing power since this time. See Assumptions for more details about modelling calculations and assumptions.
Note: From 30th March 2019 the AustralianSuper Administration fee increased from $1.50 to $2.25 per week or by $39 per year, which is not reflected in these figures.
Investment returns are net of investment fees and taxes, but do not include the impact of administration fees and insurance premiums that are deducted from members' account balances. The 5 year and since inception figures shown are rolling returns as at 30 June 2019. Returns from equivalent options of ARF and STA are used in calculating return for periods that begin before 1 July 2006. You can view returns for all AustralianSuper investment options here. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.