New job? Here’s what happens next

Congratulations on starting your new job. Now is the perfect time to set up your super and tell your employer where you’d like it paid.
Congratulations on starting your new job. Now is the perfect time to set up your super and tell your employer where you’d like it paid.
Congratulations on starting your new job. Now is the perfect time to set up your super and tell your employer where you’d like it paid.
Congratulations on starting your new job. Now is the perfect time to set up your super and tell your employer where you’d like it paid.

It’s your super, your choice

Choosing the right super fund today could make a big difference to your retirement savings in the future and in most cases, the choice is yours. Strong long term investment performance1, size, investment capability and whether the fund is profit-for-member are all things to consider.

Check out the ATO's YourSuper comparison tool to help compare super funds.

Once you’re ready to tell your employer where to pay your super, download the Standard choice form, fill it out and give it to your employer.

If you don’t nominate a super account when you start a new job, your employer will contact the ATO to find your ‘stapled fund’ and will pay your super contributions to that account. If you don’t have an existing super account and don’t choose a fund, your employer will pay your super into their nominated default super fund2 .

Super stapling was introduced on 1 November 2021 as part of the Your Future Your Super Federal Government measures. Stapling means you will be attached to one super fund for life unless you choose otherwise.  It aims to reduce the number of super accounts people may acquire throughout their working life.

1. AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 December 2023. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.

2. Choice of super fund rules apply. Check with your employer to confirm if choice of super fund is available within your employment conditions.

Get started with your new account

Our simple checklist helps your super work as well as it should when setting up your new account.

DOWNLOAD CHECKLIST FOR MEMBERS IN AUSTRALIANSUPER SELECT

DOWNLOAD CHECKLIST FOR ALL OTHER MEMBERS 

Help managing your super

You’re welcome to watch one of our online presentations to learn more about managing your super and retirement. Register to attend an upcoming live webinar or view a pre-recorded session anytime.

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