Retirement income investment choices

Decide how hands-on you want to be with your investments

Choosing the right investment is important. It can affect how much you receive as an income and how long your savings may last.

You can decide to either leave your investment choice to us or choose and manage your own. If you’d prefer us to automatically make the choice for you, your super savings will go into our Balanced investment option.

Investment choices - Ready Made, PreMixed, DIY or Member Direct

Ready Made

Designed to help turn your super into a lasting income. Your investment and payment options are pre-selected. You’ll be invested in:

  • 12% Cash
  • 88% Balanced

Pre-mixed

PreMixed options are diversified options that invest across different combinations of asset classes such as shares, property, infrastructure, fixed interest and cash.

Your PreMixed choices are:

  • High Growth
  • Balanced (default investment option)
  • Socially Aware
  • Indexed Diversified
  • Conservative Balanced
  • Stable
  • Capital Guaranteed

DIY mix

DIY Mix options are single asset class portfolios. You choose how much you want to invest in each or a mix that can also include one or more PreMixed options. You can select one option, or any combination of options to create an investment portfolio that matches your needs.

Your DIY Mix choices are:

  • Australian Shares
  • International Shares
  • Property
  • Diversified Fixed Interest
  • Cash

Member Direct

If you know a lot about investments, our Member Direct investment option allows you to take even more control of the way your retirement income is invested. You invest your own super in a range of securities including: shares in S&P/ASX 300 Index, Exchange Traded Funds (ETFs) and term deposits.

If you’re a super member with us you’ll need $10,000 or more in your account, or if you’re a retirement income member, you’ll need $50,000 to invest in Member Direct.

We compare the performance of our investment options against industry and market benchmarks so you can track how your retirement account is performing. View our latest performance figures at australiansuper.com/RetirementPerformance

* The financial advice you receive may be provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd (AustralianSuper) and therefore is not the responsibility of AustralianSuper. With your approval a fee may be charged if a Statement of Advice is provided.

Make the most of your retirement savings

We offer a range of advice services to suit your preferences and needs