On 27 October 2018, we changed the starting age for basic age-based cover from 20 to 25. Read the FAQs to find out more about the change and how you
may be affected.
Why we made this change
We know that younger members generally have lesser insurance
needs. And, when you have insurance with your super, the cost of it is deducted
from your super account. That’s why we made this change – to help reduce
the chance of younger members’ super balances being eaten away by insurance
costs while they’re starting out in the workforce or working part time while
However some members will need insurance before they turn
25. So if they’re over the age of 15, they can apply for cover anytime.
You can apply for cover anytime
If you became sick or injured, how would you pay the bills?
Do you have anyone at home relying on your wage or salary? Sometimes life
doesn’t go to plan and everything can change in an instant.
Insurance through AustralianSuper can be a great way to
create a safety net for you and your dependants. The good news is you can still
apply for cover before you turn 25 – if you need it.
Read theInsurance in your superguideto
find out more about applying for cover or log into your account and go to My insurance to apply.
Find out how much cover you need
Our insurance calculator can help you figure out how much insurance you may need and how much it will cost.