Dale’s retirement planning story
When Dale and his wife Sandra went through some unexpectedly tough times, their plans changed. It meant Dale needed to retire earlier than he’d ever expected. But with some help from a financial adviser, Dale made the most of his retirement savings.
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My name's Dale Amy. I used to pull the road trains up from upper NT, Western Australia, across the Nullarbor and that.
You’ve got to have an understanding wife. When I started going away, I did miss Sandra for awhile and all your friends. Next you've got no friends when you're on the road. And you're all excited, I'll get home. I've got to get home to see your lovely wife and your family and happy. Sometimes it didn't happen that way.
I thought, "I'll go to 70 so I’ll get some more money up." I didn't think about what's around the corner. When Sandra got ill, it changed everything. Our life just changed altogether. Sandra had cancer. I had a lot of thoughts going through me brain at the time.
Sandra laying there in bed, sick and that and I was working and trying to get home. And I thought, "No, it's not right. I'll retire." That's why I started to think about retirement.
And I thought to Sandra, I said ‘we're going to do it properly.’ That's when I ring AustralianSuper up and started planning things
You appreciate your money and your wage and all that. It was very hard decision to make. It was scary at first. You think ‘Where's the money going to come from? What's going to happen?’ We haven't changed our lifestyle around. We’re still living the lifestyle that we wanted to do. We get paid every fortnight. It's just easy. Yeah. It's like working like you've got your wage every fortnight.
Now I’m happy and relaxed. I’ve sort of settled in now I’m retired. Now got more time to think and control things. I love my fishing. I find that relaxing. If you catch something, it's a bonus. If you don't, you've enjoyed this fresh air getting out there.
You've got to plan ahead. You can't just go ‘bang and I’m going.’ Get out, enjoy life. And all the fresh air and get out and do your hobbies and that. Just get out there and do it.
It's Australian. It's super. And it's yours.
End transcript
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