Our Insurance in your super guide contains terms and conditions about insurance, including costs, your eligibility for cover, how much you can apply for, when cover starts and stops and limitations or exclusions.
Different terms and conditions apply to our different divisions. If you don’t know which division you’re in, you can check by logging into your account and going to My insurance then Insurance options, or check your statement.
On 29 May 2021, we're making some changes to insurance. Insurance costs are changing, we’re renaming two work ratings to Blue Collar and White Collar, and we’re changing some terms and conditions (Active Employment Test and Total & Permanent Disablement). Learn more at australiansuper.com/insurancematters