Putting your best interests first

Low fees and top performance¹ are just some of the ways we work in your best interests. By using our influence as a large-scale investor, we’re making a positive impact on environmental, social and governance issues (ESG) – so we can deliver better returns for you.

Working towards a better future for you

As a responsible investor, we actively engage with companies to encourage positive outcomes on ESG issues that can impact your investment returns. Investing responsibly means being active today, so we can deliver strong performance for decades to come. Here’s how we’re working on issues like climate change, human rights and increasing corporate board diversity.

Environmental: Climate change

We’ve made a commitment to achieving Net Zero Emissions in our investment portfolio by 2050. Between 2013 and 2020, the carbon intensity of our Australian and international shares portfolio was reduced by 41%. And we’ve invested more than $1 billion in the renewable energy sector in our infrastructure and shares portfolios.

Social: Modern slavery

We advocate for ethical and transparent workplace practices in the companies we invest in and across their supply chains. As part of our work on Modern Slavery, we’ve evaluated the Fair Supply Risk of 2500 companies across the globe, and we’re a founding member of Investors Against Slavery and Trafficking – Asia Pacific.

Governance: Gender diversity

Research shows that skilled and diverse boards improve how companies are run which leads to better long-term performance. One way we’re taking practical action is to improve gender diversity on corporate boards and within management ranks – and have called for all ASX200 company boards to have at least two female directors. Since we approached companies with less than two women on their boards in 2020, almost half have appointed additional female board members.

See how we invest for the future

Performance to help your super grow

Our focus on responsible investment has contributed to our history of strong, long term returns¹. AustralianSuper has been named the country’s best performing super fund over 7, 10, 15 and 20 years based on the performance of our Balanced investment option¹ – invested in by over 90% of members.

Net Benefit – Super
	Over 5 years	Over 10 years	Over 15 years
AustralianSuper Balanced option	$37,636	$104,362	$166,115
All super funds (average)	$29,614	$82,187	$126,875
Retail super funds (average)	$27,620	$74,944	$104,604

Net benefit refers to investment earnings to 30 June 2021 (less administration and investment fees). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

The table shows what a member would have for 5, 10 and 15 years to 30 June 2021, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary².

Make the most of your super

Having super in a few places doesn’t just make things complicated – it can be more expensive, because you could be paying multiple sets of fees that eat away at your balance. Consider consolidating your accounts today³.

Get your super in one place

Important information to consider

1. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006. Top performing for the 7, 10, 15 and 20 years to 30 June 2021, based on returns for the AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey — SR50 Balanced (60–76) Index and the AustralianSuper Choice Income Account – Balanced investment option compared to the SuperRatings Pension Fund Crediting Rate Survey — SRP50 Balanced (60–76) Index. Returns are updated daily for all AustralianSuper investment options here.

2. Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees, investment fees and contribution taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 30 June 2021. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. AustralianSuper returns before 1 July 2006 are calculated from equivalent options of the ARF and STA super funds.

3. Before consolidating your super, ask your other super provider about any fees or charges that may apply, and other information about the effect this transfer may have on your benefits, such as insurance cover.