Consolidate your super

Super in a few places isn’t just messier – it’s a lot more expensive. Consolidate with us for fewer fees and easier management of your super account.

Important information

The SuperMatch function that allows members to consolidate their super funds is temporarily suspended. Until further notice, you can’t consolidate your super via your online account or your mobile app through AustralianSuper.

You can still consolidate your super by:

You can also consolidate your super through the ATO online via myGov. For step by step instructions, visit

The benefits of consolidating your super

If you’ve ever changed your name, address or job, chances are you have more than one super account. And more than one account means more than one set of fees.

By consolidating your super, you put all of it in one place and with one super fund. That means only a single set of fees, plus easier account management.

Fewer accounts means fewer fees

Infographic showing how consolidating or combining your super from multiple super accounts into one super account could save you from paying multiple sets of fees. It shows a scale which with three bags labelled ‘fees’ on one side and one bag labelled ‘fees’ on the other side. The scale is tipped towards the side with three bags. Before making a decision to combine your super, you should ask your super provider about any fees or charges that may apply, or any other effect this transfer may have on your benefits, such as insurance cover.

Compare the Difference



Super balance: $150,000
Fees: $1,912
Accounts: 3


Super balance: $150,000
Fees: $1,077
Accounts: 1
Super account Balance Fees Super account Balance Fees
#1 $50,000 $437 #1 $150,000 $1,077
#2 $50,000 $682
#3 $50,000 $793
Total $150,000 $1,912 Total $150,000 $1,077
By paying fees on three accounts, Grace pays more each year. Extra fees mean she has less to reinvest in super so can’t save as quickly as Cheryl.
By consolidating accounts, Cheryl only pays one fee. The money she saves is reinvested to grow her super balance faster.
$835 worse off $835 better off

What happens next?

If you’ve submitted your consolidation request, we’ll contact your other super funds to transfer your money to us. While we’ll do our bit to make sure your request is processed as quickly as possible, the processing time can vary between other funds. We’ll contact you, to let you know when it’s completed.

You can log in to your online account to keep track of your super anytime and to see the funds that have come in.

How to consolidate your super?

Using our search and consolidate tool, you can now find and combine your super accounts in just a few minutes. It’s easy to use, fast and free. Just follow the instructions below and you'll be on your way to less fees and simpler super admin.

Before you consolidate, get the full picture. Ask your super provider for information about any fees or charges that may apply, or any other information about the effect this transfer may have on your benefits, such as insurance cover, before making a decision. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your original fund, before you consolidate your super into another fund. What are you waiting for?

Step 1

Simply log into your online account (make sure we have your TFN so you can give us consent to perform the search for you).

Step 2

Once you’ve logged into your account, click on ‘Consolidate and find your super’ in the left hand navigation panel.

Step 3

Give us your consent and start your search.

The search takes just minutes to complete and if you’ve requested to consolidate your super with us, your funds should appear in your account shortly after your other fund has processed the request.

You can also use our ‘Consolidate your super’ form if you already know which super funds you want to consolidate or you can visit the AUSfund or ATO website to check if you have lost or unclaimed super online.

Don’t have an online account? Register now.

SuperRatings Fund Crediting Rate Survey – SR 50 Balanced (60-76) Index. AustralianSuper investment returns are based on crediting rates. Crediting rates are the investment return less investment fees, the percentage-based administration fee (applicable from 1 April 2020) and taxes.  Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.

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