Insurance

With insurance through your super you can protect your income and prepare for the future.

We use our size and scale and work hard to provide the best possible insurance cover for our members. Over the past 10 years, we've processed over $2.7 billion across 45,000 claims to help members and their families.

You can have peace of mind knowing we’ve got you covered when you need it most.

Benefits of cover through super

  • We work with our insurer to negotiate discounted bulk insurance rates for members.
  • We run only to benefit members, so you only pay for what it costs to provide your insurance.
  • Your insurance costs (also called premiums) are deducted from your super account each month, not your take-home pay. So payments are hassle free.

Want to know more?

Most members receive a basic level of insurance automatically when they join (eligibility conditions and age limits apply). To find more information about the cover you get and your options read our:

  • Key facts sheet which provides an overview of our insurance cover to help you compare our insurance with other funds’ insurance and choose the cover that’s right for you.
  • Insurance guide which details your insurance options with AustralianSuper including what cover you get when you join, how much cover costs and how to change or cancel your cover.

Insurance for younger members

We’re changing the starting age for basic age-based insurance cover.

Learn more
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