How we invest

We make investments with one aim in mind: to help members achieve their best possible retirement.

Our long-term vision

We work hard to maximise investment returns over the long term, so members can enjoy a better future. As long-term investors, we focus on investing in a mix of quality assets that can grow members’ savings over time. We balance this with an understanding of the risks we need to take achieve this objective and deliver competitive returns against our peers.

Our four core investment beliefs are the foundation of our investment approach. A rigorous governance framework and disciplined investment process help us allocate and manage members’ savings and maintain our position as one of Australia’s leading super funds.

We use our size and scale to benefit members

As Australia’s largest super fund, we can take advantage of opportunities that aren’t available to smaller funds.

Strong cashflows enable us to reallocate funds to different assets classes without selling valuable long-term assets. This also helps keep transaction and tax costs low, which benefits members’ returns.

We’ve been gradually increasing the amount of assets our in-house investment team manage, which is helping to lower costs and access better investments for members.

We’re active managers

We believe an active management approach is the best way to invest. That’s why we select specific sectors, assets and stocks that we believe have the potential to outperform the broader market. We also use index managers in some options to lower overall portfolio costs or where active management opportunities are smaller.

A responsible approach to ESG

We believe investing in companies with good environmental, social and governance (ESG) management provides better returns for members.

Find out how

How our investments perform

We work hard to maximise investment returns so our members can have a better future. See how our consistent top 10 performance is delivering more.

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What we invest in

See a full list of your investments.

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Investing in your future

AustralianSuper is moving out of tobacco.

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Investment process

Our investment process is designed to protect and enhance the interests of our members, so they can achieve the best possible retirement outcome.

Our decision-making process

There are nine elements that underpin our investment process.

  1. Investment strategy: we set, approve and monitor the investment strategy.
  2. Investment objectives: we set specific objectives for each of our investment options, including defining the risk and appetite objectives and performance target.
  3. Strategic asset allocation for each of the investment options: we define the strategies within risk and liquidity constraints and implement performance and risk testing.
  4. Portfolio allocation: we allocate the capital received in each investment option in line with the asset allocation outlook, manage capital allocation to the portfolio and define and rebalance the tactical asset allocation.
  5. Asset class mix decisions: we define and approve each asset class’s objectives and manage the capital allocated to each asset class or sub asset class.
  6. Investment manager selection: we appoint the internal and external managers who select our securities, monitor their performance and apply consistent initial and ongoing due diligence.
  7. Share selection: we conduct research, then select the shares within the constraints of defined investment manager agreements and internal investment mandates. We manage the portfolio and the capital allocation in line with our objectives, corporate actions and governance rights.
  8. For direct unlisted assets such as property and infrastructure, we identify, evaluate ,conduct due diligence and make decisions to purchase or dispose of investments. We are also responsible for montoring their ongoing performance
  9. Implementation: we trade securities within the constraints of defined investment management agreements and internal management mandates
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