Access your super

Super is a long-term investment for your future, so you need to meet certain conditions before you can access it. Situations where you may be able to access some of your super include:
  • Reaching preservation age
  • Severe financial hardship
  • Compassionate Grounds
  • Permanently leaving Australia
  • The First Home Super Saver scheme
  • Terminal illness or permanent incapacity

Read on to find out more about each situation and the criteria you’ll need to meet if you want to access your super.  

If you haven’t reached your preservation age yet

You may still be able to access your super if you haven’t reached your preservation age yet in the following circumstances:

Things to consider before accessing your super 

There are a lot of things to consider before accessing your super, including how it will impact your retirement, taxes and what effect it will have on any other benefits you’re receiving. There are also strict conditions and requirements that need to be met to demonstrate your eligibility. Check out our Accessing your super fact sheet for more information.

If you want to make a withdrawal before the end of this financial year, it will need to be submitted by 19 June. This will ensure your withdrawal request is received prior to the end of the financial year.

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AustralianSuper supports SuperFriend

Created by a group of Industry super funds and group life insurers, SuperFriend brings together the resources of a wide range of health organisations and offers information and advice to members including, simple and effective ways to improve physical and mental wellbeing, detecting the symptoms of common mental and emotional difficulties, and where to go if you need help.

Learn more
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