If you’re a temporary resident who has earned super while working and living in Australia, you can apply to have your super paid to you before your preservation age as a Departing Australia Superannuation Payment (DASP) after you leave.
To access your super, you must:
- have been paid super while in Australia on a temporary visa, including subclasses 417 (Working Holiday) and 462 (Work and Holiday) and associated bridging visas
- have already left Australia
- be the holder of an expired or cancelled visa.
If you’re eligible, you can claim your super online or by lodging a paper form. To apply online or download a form, visit the Australian Tax Office (ATO) website ato.gov.au/departaustralia
Generally, super you access as a DASP will be taxed at 65% if you’ve been paid any of that super while on a subclass 417 or 462 visa or an associated bridging visa. Otherwise, tax applied is at a lower rate.
Australian citizens, permanent residents of Australia and New Zealand citizens aren’t eligible for the DASP. Australian citizens and permanent residents heading overseas remain subject to the same rules as those living in Australia, even if they leave Australia permanently. This means they can't access their super until they reach preservation age and retire, or satisfy another condition of release. However, individuals permanently moving New Zealand may be eligible to transfer their super to a KiwiSaver.
For more information, see the Claiming super when you leave Australia fact sheet.For information on transferring to a KiwiSaver see the Transfer your account to your KiwiSaver form.