Temporary residents who earned super while working and living in Australia can apply to have super paid out as a Departing Australia Superannuation Payment (DASP) after you leave.
To access your super, you must:
- have been paid super while in Australia on a temporary visa, including subclasses 417 (Working Holiday) and 462 (Work and Holiday) and associated bridging visas
- have already left Australia
- be the holder of an expired or cancelled visa
If eligible apply online or download a form at the Australian Tax Office (ATO) website.
Generally, super you access as a DASP will be taxed at 65% if you’ve been paid any of that super while on a subclass 417 or 462 visa or an associated bridging visa. Otherwise, tax applied is at a lower rate.
Australian citizens, permanent residents of Australia and New Zealand citizens aren’t eligible for the DASP. Australian citizens and permanent residents heading overseas remain subject to the same rules as those living in Australia, even if they leave Australia permanently. This means they can't access their super until they reach preservation age and meet the retirement criteria for accessing super. However, individuals permanently moving New Zealand may be eligible to transfer their super to a KiwiSaver.
For more information, see the Claiming super when you leave Australia fact sheet. For information on transferring to a KiwiSaver see the Transfer your account to your KiwiSaver form.