Share the love before tax
If you’re an
AustralianSuper member, your partner can split their pre-tax super
contributions with you. Up to 85 percent of these contributions can be
paid into your super account instead of their super account once a year.
include contributions made by your partner’s employer, plus additional
contributions your partner has agreed to through salary sacrificing.
Share the love
can also make after-tax
payments into your
super account. If your income is less than $40,000, they can contribute up
to $3,000 a year into your super and receive a spouse contribution tax offset. Your
partner can contribute more than $3,000 but they won't receive the tax offset
on anything above $3,000.
must be $37,000 or less to receive the full tax offset of $540, but you might
still be able to receive a partial tax offset if you earn up to $40,000.
Remember to consider your debt levels and financial commitments before making extra contributions to you or your loved one’s super.