Share the love before tax
If you’re an AustralianSuper member, your partner can split their pre-tax super contributions with you. Up to 85 percent of these contributions can be paid into your super account instead of their super account once a year.
These might include contributions made by your partner’s employer, plus additional contributions your partner has agreed to through salary sacrificing.
Share the love after tax
can also make after-tax
payments into your
super account. If your income is less than $40,000, they can contribute up
to $3,000 a year into your super and receive a spouse contribution tax offset. Your
partner can contribute more than $3,000 but they won't receive the tax offset
on anything above $3,000.
Your income must be $37,000 or less to receive the full tax offset of $540, but you might still be able to receive a partial tax offset if you earn up to $40,000.
Remember to consider your debt levels and financial commitments before making extra contributions to you or your loved one’s super.
How to get started
Contributing to each other’s super is as easy as
logging into your account and heading to the Add to your super page.
Once there, simply select the 'Spouse Contribution' button and submit a completed form.