How to know AustralianSuper is the right choice for you
A top long-term performer
Our Balanced option has consistently delivered strong long-term performance for members with an average return of 8.60% each year over the last 10 years and 9.28% since inception1.
Low admin fees
As Australia’s largest super fund, we use our size and scale to help keep admin fees low. Super accounts are currently charged $1 per week plus 0.10% pa of your account balance (up to $350 pa)2.
Investing globally for members
As Australia’s largest, most-trusted super fund3, our expert global investment team manage $299 billion in assets on behalf of over 3.2 million members4. Our size, investment capability and global reach means we've been ranked among the top 20 largest pension funds globally5.
Compare net benefit performance
- Super
- Account based pension
How your super fund performs over the long-term will make a big difference to your money for retirement. We focus on what that performance means for the net benefit of your super. See why choosing a top performing fund could help you grow your money for the retirement you want. The table below shows how the net benefit of AustralianSuper’s Balanced option compares to others. This is what your overall financial position could be after taking away admin and investment fees.
| Net Benefit Outcomes | |||
|---|---|---|---|
| Over 5 years | Over 10 years | Over 15 years | |
| AustralianSuper - Balanced | $22,125 | $83,229 | $148,711 |
| All super funds (average) - Balanced | $18,421 | $66,819 | $125,013 |
| Retail super funds (average) - Balanced | $16,171 | $58,030 | $106,635 |
Net benefit refers to investment earnings to 30 June 2023 (less administration and investment fees and costs). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The table shows what a member would have for 5, 10 and 15 years to 30 June 2023, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary6.
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Important information
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Important information to consider
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 30 June 2023. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey June 2023. Survey compares administration fees and costs for MySuper products for a $50,000 balance. Other investment fees and costs also apply. Fees may change in the future which may affect the outcome of this comparison.
- Readers Digest Most Trusted Brands – Superannuation category winner for 11 years running 2013-2023 according to research conducted by leading independent research agency Catalyst Research. Ratings are only one factor to be taken into account when choosing a super fund.
- AustralianSuper has a total of 3.26 million members and $299 billion in member assets as at 30 June 2023.
- Thinking Ahead Institute, Willis Towers Watson, Global top 300 pension funds, September 2022.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees, investment fees and costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 30 June 2023. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent options of the ARF and STA super funds are used in calculating return for periods that begin before 1 July 2006.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment returns after administration, investment fees and costs and transaction costs have been taken out. The results compare the AustralianSuper Choice Income Balanced investment option and comparable pension balanced options, for historical periods to 30 June 2023. The model uses return and fee data that is submitted to SuperRatings. The model assumes: a starting age of 65 commencing 1 July 2013 and finishing on 30 June 2023; a starting balance of $300,000; and a drawdown rate of 6% p.a. Insurance premiums and other fees and costs may apply. Outcomes vary between individual funds. Figures have been rounded to the nearest $100. See Assumptions for more details about modelling calculations and assumptions. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns.
- AustralianSuper received the Canstar Outstanding Value Award for Superannuation in 2023, and Account Based Pension in 2022. Awards and ratings are only one factor to be taken into account when choosing a super fund canstar.com.au/star-rating-reports/superannuation/