Compare super funds

Learn the three most important factors to consider when you compare super funds, so you can feel confident in the future you’ve worked hard for.

How to know AustralianSuper is the right choice for you

Strong, long-term performance

When you compare super funds, look at long-term performance history, not just how the fund is performing today. AustralianSuper’s Balanced investment option has an annual return of 9.37% over the last 35 years1.

Significant net benefit

This is what your overall financial position could be after taking away admin and investment fees. Take a look at the chart below to see how AustralianSuper’s net benefit has outperformed the average super fund and retail fund over 5, 10, and 15 years.

Competitive fees

As Australia’s largest, most-trusted2 super fund we use our size and scale to secure competitive fees and costs for members - meaning less is taken from their super balance and they can benefit from additional returns. Use the fee tool below to see how our fees compare.

Compare net benefit performance

How your super fund performs over the long-term will make a big difference to your money for retirement. We focus on what that performance means for the net benefit of your super. See why choosing a top performing fund could help you grow your money for the retirement you want. The table below shows how the net benefit of AustralianSuper’s Balanced option compares to others.

Net Benefit – Super
Over 5 years Over 10 years Over 15 years
AustralianSuper Balanced Option $24,306 $86,662 $146,500
All Super Funds (Average) $17,430 $67,335 $109,227
Retail Super Funds (Average) $15,165 $59,683 $87,918

Net benefit refers to investment earnings to 30 June 2020 (less admin and investment fees). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. 

The table shows what a member would have for 5, 10 and 15 years to 30 June 2020, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary4.

Compare in more detail with Super AppleCheck

Keen to weigh up our investments, fees, insurance and member services against other funds on an ‘apples-to-apples’ basis? Use the free Super AppleCheck comparison tool - provided by independent research firm ChantWest.

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See how our fees compare

See how much AustralianSuper’s admin and investment fees are compared to the average.

See how much AustralianSuper’s admin and investment fees are compared to the average.

Grow your super faster with low fees

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of strong, long-term performance and it could mean more money for your retirement.

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of top performance and it could mean more money for your retirement.

Select a super balance

Annual admin and investment fees on a $25,000 balance

A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $277 a year compared to an average of $392 a year for all super funds and an average of $465 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $277 a year compared to an average of $392 a year for all super funds and an average of $465 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $50,000 balance

A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $437 a year compared to an average of $673 a year for all super funds and an average of $785 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $437 a year compared to an average of $673 a year for all super funds and an average of $785 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $100,000 balance

A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $757 a year compared to an average of $1,240 a year for all super funds and an average of $1,434 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $757 a year compared to an average of $1,240 a year for all super funds and an average of $1,434 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $250,000 balance

A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,717 a year compared to an average of $2,933 a year for all super funds and an average of $3,390 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,717 a year compared to an average of $2,933 a year for all super funds and an average of $3,390 a year for retail super funds. Please refer to the important information below for more detail.
  • Important information

    Source: SuperRatings SMART Fee Report, April 2020. The results compare AustralianSuper’s Balanced option and the average return of the main default options of comparable funds tracked by SuperRatings. Outcomes vary between individual funds. The investment fee is for the 2018/19. Insurance premiums and other fees and costs may apply.

    Top 10 performing fund for the 3, 5, 7, 10, 15 and 20 years to 30 June 2020, based on the AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey — SR50 Balanced (60–76) Index. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.

Proud winners of Canstar 5-Star Rating for account based pension and superannuation3

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