How does AustralianSuper compare?
A top long-term performer
Our Balanced option has consistently delivered strong long-term performance for members with an average annual return of 8.11% over the last 10 years and 9.28% since inception (August 1985) to 31 December 20241.
Low admin fees
As Australia’s largest super fund2, we use our size and scale to help keep admin fees low3. Super accounts are currently charged $1 per week plus 0.10% pa of your account balance (up to $350 pa).
Award-winning super
We received Canstar's Outstanding Value Award for Superannuation in 2011-2025 and Account Based Pension in 2018-20244. AustralianSuper has also been awarded most trusted super fund 12 years running5.
Compare net benefit performance
- Super
- Account based pension
How your super fund performs over the long-term will make a big difference to your money for retirement. We focus on what that performance means for the net benefit of your super. See why choosing a top long-term performing fund1 could help you grow your money for the retirement you want. The table below shows how the net benefit of AustralianSuper’s Balanced option compares to others.
| Net Benefit Outcomes | |||
|---|---|---|---|
| Over 5 years | Over 10 years | Over 15 years | |
| AustralianSuper - Balanced | $23,172 | $79,302 | $175,445 |
| All super funds (average) - Balanced | $21,670 | $66,207 | $151,981 |
| Retail super funds (average) - Balanced | $20,155 | $58,564 | $131,555 |
Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The table shows what a member with a $50,000 starting balance would have over 5, 10 and 15 years to 31 December 2024, assuming they had a starting annual salary of $50,000 and were receiving Superannuation Guarantee contributions for the full time period6.
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Important information
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It’s easy to see the difference a top long-term performing fund1 could make. Become a member in under 15 minutes.
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Important information to consider
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 December 2024. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- APRA Quarterly superannuation fund level statistics December 2024. Released March 2025.
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey December 2024. Survey compares administration fees and costs for MySuper products for a $50,000 balance. Other investment fees and costs also apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper received the Canstar Outstanding Value Award – Superannuation in 2011-2025, and Outstanding Value Award – Account Based Pension in 2018-2024. Read the full methodology for super here and for account based pension here. Awards and ratings are only one factor to be taken into account when choosing a super fund.
- Readers Digest Most Trusted Brands – Superannuation category winner for 12 years running 2013-2024 according to research conducted by leading independent research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, and comparable balanced options, for historical periods to 31 December 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment returns after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Choice Income Balanced investment option and comparable pension balanced options, for historical periods to 31 December 2024. Other fees and costs may apply. Outcomes vary between individual funds. See Assumptions for more details. The model uses return and fee data that is submitted to SuperRatings. The model assumes: a starting age of 65 commencing 1 January 2015 and finishing on 31 December 2024; a starting balance of $300,000; and a drawdown rate of 6% p.a. Insurance premiums and other fees and costs may apply. Outcomes vary between individual funds. Figures have been rounded to the nearest $100. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns.