Superannuation fees & costs

We’re big on keeping fees small. Get to know how they relate to your super and what they’re made up of.

A super fund with low fees

At AustralianSuper, our goal is to help you grow your super faster by keeping fees low and delivering strong long-term investment performance. Our fees are low because we don’t pay commissions to advisers or give profits to shareholders.  

Super account administration fees

$2.25 per week plus up to 0.04% of your account balance each year.

Choice Income and TTR Income account administration fees

$2.25 per week plus 0.11% of your account balance each year capped at $750.

Learn more about other fees and costs for the Superannuation, Choice Income and TTR Income accounts below.

See how our fees compare

See how much AustralianSuper’s admin and investment fees are compared to the average.

See how much AustralianSuper’s admin and investment fees are compared to the average.

Grow your super faster with low fees

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of strong, long-term performance and it could mean more money for your retirement.

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of top performance and it could mean more money for your retirement.

Select a super balance

Annual admin and investment fees on a $25,000 balance

A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $285 a year compared to an average of $370 a year for all super funds and an average of $439 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $285 a year compared to an average of $370 a year for all super funds and an average of $439 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $50,000 balance

A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $452 a year compared to an average of $633 a year for all super funds and an average of $737 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $452 a year compared to an average of $633 a year for all super funds and an average of $737 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $100,000 balance

A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $787 a year compared to an average of $1,167 a year for all super funds and an average of $1,348 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $787 a year compared to an average of $1,167 a year for all super funds and an average of $1,348 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $250,000 balance

A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,792 a year compared to an average of $2,757 a year for all super funds and an average of $3,176 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,792 a year compared to an average of $2,757 a year for all super funds and an average of $3,176 a year for retail super funds. Please refer to the important information below for more detail.

Benefit from our size

As Australia's largest super fund, our size and scale help us keep fees and costs lower.

Profits to members

As a profit-to-member fund, we don't pay commissions to financial advisers or pay dividends to shareholders.

Strong net benefits

AustralianSuper is a top performing fund over the medium and long term*. Together with low fees, this means more super for members.

Your super fees and costs in a nutshell

The below section shows the fees and costs you may be charged and explains how they are deducted from your account. If you don’t have any insurance with us, or don’t receive any paid advice, you won’t pay those fees and costs.

Compare us to see the difference

Find out how AustralianSuper performs against other funds, and why choosing a top performing fund could help you grow your super faster.

Compare us now

What your fees might look like

Most people are invested in our Balanced investment option thanks to its history of strong long term performance. 

Fees for our Balanced option

Fees for our PreMixed and DIY Mix options

Fees for our Member Direct option

If you invest in Member Direct, you’ll have additional fees (on top of the investment fees mentioned above) for this option:

Cash Account option Term deposits option Shares & ETF
option
Fees (inc gst)
Cash account fee 0.12% pa of the balance
0.12% pa of the balance
0.12% pa of the balance
Portfolio Administration Fee (PAF) - $150 pa 
$395 pa 
Additional fees and costs that may apply Cash Account option Term deposits option Shares & ETF
option
Term deposit costs Nil
If you redeem your term deposit(s) prior to their maturity date penalties will apply. Refer to table on Term deposits below.
Brokerage costs Nil
Nil
If you choose to trade in shares, ETFs and LICs brokerage fees will apply. Refer to table on Brokerage fees below.
Other fees You will also pay an AustralianSuper administration fee and investment fees for investment options that are managed by AustralianSuper for you (e.g. PreMixed or DIY Mix options).

If you (or your beneficiaries) redeem your term deposit(s) prior to their maturity date, penalties will apply. Our effective rate of interest will be reduced in accordance with the following discount factors. Principal reductions and other costs may also apply. See breakdown below. For more detail Member Direct fees, visit the Member Direct page.

If you choose to trade in share and ETFs, the following brokerage fees will apply. A flat fee applies to the first $5,000 of your trade. Scale cumulative brokerage rates apply to each components of your trade value above this, at the levels set out below.

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