You make your own strategy by investing in your choice of:
shares in the S&P/ASX 300 Index
Exchange Traded Funds (ETFs)
It all starts with your transaction account, which is the hub of your Member Direct option. It works like an online bank account and earns a competitive interest rate.
You transfer money from your other AustralianSuper investment options into this account, and then use this money to invest. You can also do the reverse and transfer money from this transaction account back into your other AustralianSuper options.
To learn more about the ins and outs of our Member Direct option, download the guide below.
Member Direct transaction account and term deposit interest rates
The current interest rate for the Member Direct transaction account is shown below. Please note that this rate is gross of any tax that may be applicable.
Transaction Account as at 15 December 2017
Transaction account interest is accrued daily and credited to members’ accounts monthly, in arrears.
The ranges of interest rates for term deposits currently available within the AustralianSuper Member Direct investment option are shown below. Please note that these rates are gross of any tax that may be applicable.
Interest rates current as at 15 December 2017:
Interest rate or range (% pa)
2.45 to 2.50
2.47 to 2.65
2.55 to 2.75
Interest on term deposits is accrued daily and credited to members’ accounts at the date of maturity.
Rather leave it to us?
Take a look at our PreMixed options. Our expert investors pick and manage everything, so you can sit back and relax on your way to retirement.