Your PreMixed investment options

With our hands-off and hassle-free PreMixed options, we’ve done the diversification for you.


Join over 90% of members confidently investing in our Balanced option.

It invests in a wide range of assets and is designed to give you medium to long-term growth with possible short-term ups and downs.

AWARDS:    heron   superrating   trusted
The return quoted is our performance against industry and market benchmarks, and is net of fees and tax. The 5 year figure is a rolling return as at 30 June 2018. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.


5 year average return per annum performance.


Return for the 2018 Financial Year.

Investment aims

To beat CPI by more than 4% pa over the medium to longer term.

To beat the median balanced fund over the medium to longer term.

Minimum investment timeframe:
At least 10 years.

Risk level for time invested

In the short-term (less than 5 years):
HIGH risk.

In the medium-term (5 to 20 years):
MEDIUM risk.

In the long-term (more than 20 years):
LOW to MEDIUM risk.

Risk of negative return:
About 5 in every 20 years.

Investment breakdown


balanced pie chart
Asset Strategic Asset Allocation  Range
legend australian sharesAustralian Shares 22%  10-45%
legend international sharesInternational Shares 34%  10-45%
legend  direct propertyDirect Property 7% 0-30% 
legend fixed infrastructureInfrastructure 12% 0-30% 
legend private equityPrivate equity 4%  0-10%  
legend creditCredit 2%   0-20%
legend fixed interestFixed interest 11%  0-25%  
legend cashCash 8%  0-20%  
legend otherOther assets 0%   0-5% 
Strategic asset allocations and other information are current as at October 2018. We may change the Strategic Asset Allocation or the composition of individual asset classes from time to time to suit prevailing market conditions. Investment returns aren’t guaranteed as all investments carry some risk. Past performance isn’t a reliable indicator of future performance.

PreMixed asset allocation by weight October 2018 - pdf, 122KB

Choose the right option for you

Not sure which investment option to go with? Get the know-how to pick the option that suits you best.

Learn more

Ready to make your choice?

The easiest way to make your investment choice is by logging into your account, or downloading our mobile app from the Apple Store or Google PlayIf you can’t make your choice online, call us on 1300 300 273, 8am-8pm AEST/AEDT weekdays.

If you don’t make a choice at all when you join, we invest your money in our Balanced option, which is our default option.

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