Coronavirus and accessing super early

The Government is allowing early access to super savings for people affected by Coronavirus (COVID-19). If eligible, you can apply through MyGov online to access up to $10,000 of your superannuation until 30 June 2020, and a further $10,000 from 1 July 2020 to 24 September 2020.


To apply for early release of your super, you must satisfy any one or more of these requirements:

  • you’re unemployed,
  • you’re eligible to receive a job seeker payment, youth allowance for jobseekers, parenting payment (which includes the single and partnered payments), special benefit or farm household allowance;

or, on / after 1 January 2020:

  • you were made redundant; or
  • your working hours were reduced by 20% or more; or
  • if you are a sole trader – your business is suspended or there was a reduction in your turnover of 20% or more.

Members accessing their super will not need to pay tax on amounts released and the money withdrawn will not affect Centrelink or Veterans’ Affairs payments.

How to apply

Eligible members can apply through the Australian Taxation Office (ATO) via MyGov from 20 April 2020.

You don’t need to contact AustralianSuper at all.

Check your AustralianSuper balance before you apply, as the super balance shown on your MyGov account may be dated 30 June 2019.

Before accessing your super, consider the impact this may have on your retirement benefits and insurance cover. Find out how new super legislation can affect your insurance cover from 1 April 2020.

Find out more about the Government’s decision and process in their fact sheet Early access to superannuation (Economic response to the Coronavirus).

Are there any other options besides withdrawing my super?

The Government is providing a range of financial assistance to Australians including income support and household support payments. Find out more

The Department of Social Services is also supporting individuals and families affected by Coronavirus through a range of measures. Find out more


Other ways you can access your super



Keeping track of your super

There's a few things you can do to keep your super in sight and in mind.

  1. Stay in touch with your super fund

    Update your details if you move house or change your name.

  2. Consolidate your super**

    It’s easy to search and consolidate your super online.

All your super in one place

One set of fees

Easier for you to manage

How to find your lost super

To find your lost or unclaimed super, provide us with your Tax File Number and we can help you consolidate all your super accounts into one with us.

What are you waiting for?

  1. Simply log into your online account (have your TFN handy if we don't already have it).

  2. Once you’ve logged into your account, click on ‘Consolidate and find your super’ in the left hand navigation panel.

Don’t have an online account? Register now. Click on ‘New User? Register your account’.

If you’ve requested to consolidate your super accounts with us, your funds should appear in your account when your other fund has processed the request.

Search now

If you'd prefer, you can also use our ‘Consolidate your super’ form (you'll just need to know which super funds you want to consolidate).

Not a member?

You can join AustralianSuper today, or you can start searching for your lost super by:  

  • logging into your myGov account linked to the ATO and click on Manage my super
  • calling the ATO lost super search line on 13 28 65 (and have your tax file number handy), or
  • visiting AUSfund and request a super search.

Learn how Fiona found $45,000 in lost super

Australians have $18 billion in savings sitting in super accounts they've lost track of. Finding an old account could make a big difference to your retirement.

read more

Things to consider

Ask your super provider for information about fees or charges that may apply, or any other information about the effect a transfer may have on your benefits, such as insurance cover.

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