Find My Lost Super - Unclaimed Super Finder

What is lost super

If you’ve ever changed your name, address or job, you may have super in a few accounts that you’ve lost track of. Any lost or unclaimed super is either:

held by the Australian Tax Office (ATO) – your super fund may have transferred your super to the ATO where it may grow more slowly as interest is indexed to the CPI but you’re not charged fees; or
still sitting in other super fund(s) − where multiple sets of fees can erode your super balance.

You can find lost or unclaimed super using your Tax File Number (TFN) and logging into myGov via ato.gov.au.

If you’re an AustralianSuper member, you can also claim lost super by logging in to your account online.

What’s the difference between lost and unclaimed super?

Lost super

Your super can become lost if your fund can’t contact you and your account hasn’t received contributions or rollovers for 12 months, even though fees may still apply. It can also happen if your account has been inactive with no contributions or rollovers for five years. Lost super can be held by your previous super fund(s).

Unclaimed super

This covers small or inactive accounts, including inactive low balance accounts that:

have a super balance of less than $6,000
haven’t received a contribution or rollover in 16 months.

These funds are automatically transferred to the ATO, who will try to match the funds with an active account. If they can’t find an active account, the funds will stay with the ATO until they are claimed.

How to find your lost or unclaimed super

1. Log in to your account online

It's easy for AustralianSuper members to track down lost super.

First, you'll need to log in to your account. Please have two forms of ID ready and make sure you've provided us with your Tax File Number (TFN). You can check if you’ve supplied us with your TFN by:

logging into your account online, or
checking in the AustralianSuper mobile app under 'My details'.

When you've logged in to your account online, go to australiansuper.com/consolidate-form to find lost super.

Please note, you can't search for your lost super via the AustralianSuper mobile app.

2. Use your myGov account

You can also log into your myGov account and check if the ATO are holding any lost or unclaimed super on your behalf.

How to keep track of your super

There are a few things you can do so that you don’t lose track of your super.

When you start a new job

You can let your employer know you’d like them to contribute to your AustralianSuper account by logging into your account online to arrange this. Alternatively, you can also give them a completed copy of the Pay my super into AustralianSuper form.

When your details change

If you move house or change your contact details, update your personal details in your account online.

Consider consolidating

Consolidating your super can help reduce fees and costs and make it easy to manage a single account².

What’s next?

Important things to consider

Ask your super fund for information about fees or charges that may apply, or any other information about the effect a transfer may have on your benefits, such as insurance cover. We recommend that you consider seeking financial advice.

Disclaimers
1. Source: Australian Tax Office (ATO)
2. Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund and receive confirmation it has been processed before you combine your super.

Find your lost super