Income Protection is available for ages 15 to 69. You can apply for or
change your cover anytime.
amount of cover you can apply for is $30,000 a month or 85% of your salary,
whichever is lower. Up to 75% can be paid to you and up to 10% to your super.
offer benefit payment periods of up to two years, up to five years and up to
age 65. Your benefit payment period is the maximum amount of time benefits may
be paid for.
have a choice of a 60 or 30 day waiting period. This is how long you’ll need to
wait before you’ll start receiving payments. Payments are made one month in
costs and other options like fixed cover see our insurance guide.