Work Rating Tool

This tool helps you work out if you could pay less for your insurance cover.

A work rating classifies the usual activities of your job into one of three ratings*: Blue Collar, White Collar or Professional. Insurance cover with a Blue Collar work rating is the most expensive.

You could pay less for your cover if you’re eligible for a White Collar or Professional work rating and your application to change your rating is accepted.

Answer these questions then click Calculate work rating to see if you’re eligible.

* If you’re a Public Sector Division member, your work rating only applies to your Income Protection cover.

Are the usual activities of your job white collar?
Are you earning $100,000 or more a year from your job?
Do you have a university qualification?
Do you have a management role in your company?
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Work Rating: White Collar

It looks like you might be eligible for a White Collar work rating.

This result is illustrative only. If you apply to change your work rating, the actual rating you receive might be different.

What’s next

If you change your work rating you will no longer be eligible to take up the new member insurance offer. Please refer to the Insurance in your super guide for more information.

 
Work Rating: Professional

It looks like you might be eligible for a Professional work rating.

This result is illustrative only. If you apply to change your work rating, the actual rating you receive might be different.

What’s next

If you change your work rating you will no longer be eligible to take up the new member insurance offer. Please refer to the Insurance in your super guide for more information.

 
Work Rating: Blue Collar

It looks like you might be eligible for a Blue Collar work rating.

This result is illustrative only. If you apply to change your work rating, the actual rating you receive might be different.

What’s next

If you change your work rating you will no longer be eligible to take up the new member insurance offer. Please refer to the Insurance in your super guide for more information.

The outcome produced from the work rating tool is illustrative only, so should not be relied upon as a guarantee. TAL is the insurer underwriter for all insurance cover provided through AustralianSuper to its members.
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