Low admin fees
A history of strong long-term performance
Our Balanced option has delivered an average annual return of 7.94% over the 10 years to 30 June 20252.
Award-winning super
A members-first fund
Investing globally for you
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Super investment performance
Your super fund’s long-term performance can greatly affect your retirement savings. Choosing a top long-term performing fund2 could help grow your money for the retirement you want.
The graph below shows what an AustralianSuper member with a $50,000 starting balance would have over 15 years to 31 December 2024, assuming they had a starting annual salary of $50,000 and were receiving superannuation guarantee contributions for the full time period6.
Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
Compare how we perform against other super funds using the free, independent Chant West Super AppleCheck tool.
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Pension investment performance
Even in retirement, AustralianSuper’s history of strong long-term performance2 has helped members. The table below compares the net benefit of AustralianSuper’s Choice Income Balanced option with the average super fund and the average retail super fund. It shows how a member’s balance would have grown over 10 years to 31 December 2024, while receiving regular retirement income.
Net benefit Starting balance Average yearly income payment over 10 years Investment earnings over 10 years (less fees and costs) Balance after 10 years AustralianSuper Choice Income account - Balanced option $300,000 $20,700 $294,500 $387,800 All super funds (average) - Balanced option $300,000 $19,200 $241,100 $348,900 Retail super funds (average) - Balanced option $300,000 $18,500 $212,400 $327,900 Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns7.
The table above shows that if a member retired 10 years ago with $300,000 in an AustralianSuper Choice Income account and withdrew $20,700 each year on average, the balance would have grown to $387,800.
Compare how we perform against other super funds using the free, independent Chant West Pension AppleCheck tool.
Find out more about how our account based pension can be a regular source of income.
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Important information
*Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey December 2024. Survey compares the weighted average of administration, investment and transaction fees and costs for MySuper products. AustralianSuper’s MySuper product is the Balanced option. Fees for average super funds includes Retail (Master Trust), Industry, Corporate and Public Sector type funds in the Chant West Super Fund Fee Survey. Total fees are rounded to the nearest $1. Fees may change in the future which may affect the outcome of this comparison.
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Important information to consider
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey June 2025. Survey compares administration fees and costs for MySuper products for a $50,000 balance. AustralianSuper’s MySuper product is the Balanced option. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey – SR50 Balanced (60–76) Index to 30 June 2025. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
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Awards and ratings are only one factor to be taken into account when choosing a super fund.
- AustralianSuper received the Canstar Outstanding Value Award – Superannuation in 2011-2025, and Outstanding Value Award – Account Based Pension in 2018-2024. Read the full methodology for super here and for account based pension here.
- Reader's Digest Most Trusted Brands – Superannuation category winner for 13 years running 2013–2025, according to research conducted by research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
- Roy Morgan Most Trusted Brand in Superannuation for 2022-2023 and Most Trusted Brand in Superannuation/Wealth Management in 2024 according to research from the Roy Morgan Risk Monitor.
- Source: APRA Quarterly fund-level superannuation statistics March 2025. Released 26 June 2025.
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey June 2025. Survey compares weighted average of administration fees and costs for MySuper products for a $50,000 balance. 22% equates to $29.28 over 1 year. AustralianSuper’s MySuper product is the Balanced option. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, and comparable balanced options, for historical periods to 31 December 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment returns after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Choice Income Balanced investment option and comparable pension balanced options, for historical periods to 31 December 2024. Other fees and costs may apply. Outcomes vary between individual funds. See Assumptions for more details. The model uses return and fee data that is submitted to SuperRatings. The model assumes: a starting age of 65 commencing 1 January 2015 and finishing on 31 December 2024; a starting balance of $300,000; and a drawdown rate of 6% p.a. Insurance premiums and other fees and costs may apply. Outcomes vary between individual funds. Figures have been rounded to the nearest $100. See Assumptions for more details about modelling calculations and assumptions. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.