Transition to retirement

Make the most of your super as you transition to retirement

What is transition to retirement?

A transition to retirement (TTR) strategy allows you to access some of your super while you’re still working, by opening a TTR Income account alongside your regular super account. With a TTR Income account, you could save more leading into retirement, or you could balance your lifestyle by working less while topping up your take-home pay.

Try our interactive guide to better understand and see examples of how TTR works


Here's how starting a TTR can benefit you

piggy bank

Your income payments are generally tax free, if you’re 60 or over.

money sticking out of wallet

Use your TTR Income payments to keep the same take-home pay.

percentage sign

Continue to grow your super because you’re still working.

Learn about TTR Income

Learn how a TTR Income account can help you work less or save more as you transition to retirement.

find out more

Transition to retirement with TTR Income brochure - pdf, 1.5MB

Note: TTR can be complex and isn’t suited to everyone. It’s a good idea to get advice  to see if TTR is right for you.

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