*Balanced option returns as at 30 June 2022, since inception in August 1985. Returns from equivalent investment options of the ARF and STA super funds are used in calculating returns for periods that begin before 1 July 2006. The investment returns shown are for the super (accumulation) product. AustralianSuper returns are based on crediting rates. For super (accumulation) products crediting rates are the investment return less investment fees and costs, the percentage-based administration fee (deducted from returns from 1 April 2020 to 2 September 2022) and taxes. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns. You can find the investment performance for other periods and for the Choice Income product here.