Your investment options

Get to know your investment options and how they can help you achieve your best retirement.

It's good to be balanced

With more than 90% of members enjoying its strong performance, our Balanced option is designed to help your savings grow over the long term. You can sit back and leave the investing to us. Easy.

Here’s a snapshot of the Balanced option’s performance. Get more details at our Performance page. 

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Average annual return since 1985.*


Return for the year to 30 June 2019.

The return quoted is our performance against industry and market benchmarks, and is net of fees and tax. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. * Balanced option returns as at 31 May 2017 since inception in August 1985. Returns from equivalent investment options of ARF and STA are used in calculating returns for periods that begin before 1 July 2006.

Our complete range of investment options.

We have an option for every type of investor – whether you’re a hands-on investor or someone who’s happy to leave investment decisions to experts. Not sure what type of investor you are? Head to our Choosing the right option and Fees & costs for more insights and information.


Hands-on level: low. These options invest in different combinations of assets like shares, property and cash. Simply choose an option and leave the rest to us.

See options


Hands-on level: medium. This option lets you choose which asset classes you want to invest in, and how much you want to invest in each. This option consists of single asset classes that you choose from to create your own investment mix

See options

Member Direct

Hands-on level: high. This option gives you the greatest control. You invest your super in a range of listed securities, including shares in the S&P/ASX 300 Index, Exchange Traded Funds (ETFs), Listed Investment Companies (LICs) and term deposits.

Learn more

Our numbers do the talking

See for yourself how our performance is helping members achieve a better retirement.

our performance
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