Important information about changing your investment
Changing might result in a negative return
We calculate returns for each investment option daily using crediting rates – these rates determine the return (after fees and tax) applied to your account. We apply these returns to your account when you make a request, so changing your investments when the market is fluctuating may lock in a loss. Find out more about how we process investment changes.
Changing might affect your Balance Booster (if you’re eligible)
When you change investment options prior to moving to Choice Income, your accrued Balance Booster amount may be reduced to zero.
How often you can change
Aside from how and when you can change your investments, there’s a few things to keep in mind when it comes to changing up your investment portfolio.