Easy steps to check your insurance

Do you have enough insurance to protect what really matters? In case of an accident or illness, Income Protection, Total & Permanent Disablement and Death cover can help provide a safety net for you and your family when you need it most.

It’s worth checking your insurance to make sure you have enough cover for things like bills, weekly expenses, school fees, your mortgage and other big ticket items.

To check your insurance cover, you can:

Use the mobile app

Log into your account

AustralianSuper offers three types of insurance

Want to find out more about the insurance you receive as an AustralianSuper member?

Here’s a rundown of your insurance and how it works:

Death cover

Death provides a lump sum to your beneficiaries if you die to help ease the financial stress.

Total & Permanent Disablement (TPD) cover

TPD cover provides a lump sum payment if you become totally and permanently disabled and can no longer work.

Income Protection

Income Protection provides monthly payments to help you get by if you become ill or injured (at work or outside of work) and can’t work.

Make sure you have the right cover

It’s a good idea to review your insurance every 12 months, or after a big change in your life. Having the right insurance through super is easy. Here’s what you can do:

Calculate
Get help

See how much cover you need

Once you know how much cover you have, use our handy insurance calculator to work out how much you might need. It can also tell you how much your insurance might cost.

Use the calculator

Call us and get advice

If you’d prefer to speak with someone, you can get free insurance advice over the phone¹. Call us today and we’ll help.

Call 1300 300 273

The benefits of insurance through AustralianSuper

Insurance for everyday Australians

Together with the lnsurer², we use our size and scale to offer value-for-money insurance cover for members.

Support when it matters most

Over the past 10 years, we’ve paid over $4.9 billion across more than 71,500 claims to help members and their families. These figures are as at 30 June 2025.

1

2

Caroline’s story: Why insurance matters

Caroline is a working mum supporting herself and her son. When a long-term physical condition became unbearable, she chose surgery to avoid a hip replacement.

A long recovery meant she couldn’t work. This would have made it hard to cover bills, house payments and school fees. But Caroline’s Income Protection through AustralianSuper was there to help.

Caroline found the claim process with AustralianSuper quick and easy. Benefitting from the financial support and peace of mind, Caroline could stay focused on her rehabilitation³. Discover Caroline’s story.

Disclaimers
1. Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Some personal advice may attract a fee, which would be outlined before any work is completed and is subject to your agreement. With your approval, the fee for advice relating to your AustralianSuper account may be deducted from your AustralianSuper account subject to eligibility criteria.
2. AustralianSuper insurance is provided by TAL Life Limited (the Insurer) ABN 70 050 109 450, AFSL 237848.
3. The views expressed are those of the member based on their particular circumstances, reproduced with their continuing consent.