Make the most of your retirement

Take control of your retirement with Australia’s largest super fund¹, whether it’s a few years away or right around the corner. Whatever your path, we’re with you.

A top long-term performer

The Balanced option for Choice Income accounts has consistently delivered strong long-term performance for members with an average annual return of 9.24% over the last 10 years to 30 June 2026².

Low admin fees

As Australia’s largest super fund¹, we use our size and scale to keep admin fees low for members. AustralianSuper members pay 55% less admin fees on average³.

Advice from the retirement experts

As Australia's most trusted super fund⁴, AustralianSuper is here to help you plan for the retirement you’re after. We can help you get the advice you need based on your personal circumstances over the phone, online or in person⁵.

Ready to retire now?

Our award-winning Choice Income account based pension⁶ can give you regular payments from your super while your savings stay invested. This could mean more investment returns through your retirement and could help boost how long your savings last.

Open a Choice Income account

Work less with a TTR Income account

If you’d like to continue working but reduce your working hours, a TTR income account may be a great way to use your super to top up your take home pay. It may also help grow your super and pay less tax while you ease into retirement⁷.

find out more about ttr

See how AustralianSuper compares

Even in retirement, our history of strong performance has given AustralianSuper members an advantage over the long term². And being with a top long-term performing fund could make a big difference to how long your retirement savings last.

The graph below compares how much an AustralianSuper member with a Choice Income account would have after 10 years (to 31 December 2025), compared to the average super fund. It shows how their balance would have grown while receiving regular retirement income, with a $300,000 starting balance and a 6% p.a. draw down rate⁸.

Choice Income balance after 10 years

Bar chart showing superannuation outcomes after 10 years: AustralianSuper Balanced option $390,900. All super funds average balanced $360,100.

Compare our pension product fees

See how AustralianSuper’s account based pension admin and investment fees compare with other funds.

Compare our pension product fees

As Australia’s largest super fund, we use our size and scale to help obtain low fees for members*. Lower fees mean more of your balance stays invested where it could continue to grow for the retirement lifestyle you want.

As Australia’s largest super fund, we use our size and scale to help obtain low fees for members*. Lower fees mean more of your balance stays invested where it could continue to grow for the retirement lifestyle you want.

Select a super balance

Annual admin and investment fees on a $100,000 balance

A graph comparing the annual admin and investment fees on a $100,000 pension balance. The graph shows AustralianSuper as having low fees at $712 a year compared to the average of super funds at $1,089 a year and the average of retail funds at $1,309 a year based on the Chant West Pension Fee Survey December 2025. Please refer to the important information below for more detail.

Annual admin and investment fees on a $250,000 balance

A graph comparing the annual admin and investment fees on a $250,000 pension balance. The graph shows AustralianSuper as having low fees at $1,702 a year compared to the average of super funds at $2,533 a year and the average of retail funds at $2,995 a year based on the Chant West Pension Fee Survey December 2025. Please refer to the important information below for more detail.

Annual admin and investment fees on a $500,000 balance

A graph comparing the annual admin and investment fees on a $500,000 pension balance. The graph shows AustralianSuper as having low fees at $3,352 a year compared to the average of super funds at $4,878 a year and the average of retail funds at $5,762 a year based on the Chant West Pension Fee Survey December 2025. Please refer to the important information below for more detail.

Annual admin and investment fees on a $1,000,000 balance

A graph comparing the annual admin and investment fees on a $1,000,000 pension balance. The graph shows AustralianSuper as having low fees at $6,252 a year compared to the average of super funds at $9,150 a year and the average of retail funds at $10,922 a year based on the Chant West Pension Fee Survey December 2025. Please refer to the important information below for more detail.

Important information

*Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Pension Fee Survey December 2025. Survey compares the average administration, investment and transaction fees and costs for multi-manager growth options (61-80% growth assets). AustralianSuper’s Growth option is the Balanced option. Fees for average super funds is inclusive of Retail (Master Trust and wrap accounts), Industry, Corporate and Public sector type funds in the Chant West Pension Fee Survey. Total fees are rounded to the nearest $1. Fees may change in the future which may affect the outcome of this comparison.

Take control of your super

Keep your super invested in retirement and turn it into a regular income with a Choice Income account based pension.

OPEN AN ACCOUNT

Disclaimers
1. APRA Quarterly Superannuation Fund Level Statistics March 2026, Released June 2026.
2. AustralianSuper Balanced investment option compared to the SuperRatings Pension Fund Crediting Rate Survey – SRP Balanced (60–76) Index to 30 June 2026. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns.
3. Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Pension Fee Survey December 2025. Survey compares administration fees and costs for multi-manager growth options (61–80% growth assets) for a $250,000 balance. 55% equates to $367 over 1 year. AustralianSuper’s Growth option is the Balanced option. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
4. Reader's Digest Most Trusted Brands – Superannuation category winner for 14 years running 2013–2026, according to research conducted by research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
5. Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Some personal advice may attract a fee, which would be outlined before any work is completed and is subject to your agreement. With your approval, the fee for advice relating to your AustralianSuper account may be deducted from your AustralianSuper account subject to eligibility criteria.
6. AustralianSuper received the Canstar Outstanding Value Award – Account Based Pension in 2018-2025. Read the full methodology here. Awards and ratings are only one factor to be taken into account when choosing a super fund.
7. Transition to Retirement (TTR) can be complex and isn’t suited to everyone. It’s a good idea to get financial advice before deciding if a TTR Income account is right for you.
8. Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment returns after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Choice Income Balanced investment option and comparable pension balanced options, for historical periods to 31 December 2025. Other fees and costs may apply. Outcomes vary between individual funds. See Assumptions for more details. The model uses return and fee data that is submitted to SuperRatings. The model assumes: a starting age of 65 commencing 1 January 2015 and finishing on 31 December 2025; a starting balance of $300,000; and a drawdown rate of 6% p.a. Other fees and costs may apply. Outcomes vary between individual funds. Figures have been rounded to the nearest $100. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns.

Make the most of your retirement

Take control of your retirement with Australia’s largest super fund1, whether it’s a few years away or right around the corner. Whatever your path, we’re with you.

A top long-term performer

Low admin fees

Advice from the retirement experts

Ready to retire now?

Work less with a TTR Income account

See how AustralianSuper compares

Choice Income balance after 10 years

Compare our pension product fees

See how AustralianSuper’s account based pension admin and investment fees compare with other funds.

Compare our pension product fees

As Australia’s largest super fund, we use our size and scale to help obtain low fees for members*. Lower fees mean more of your balance stays invested where it could continue to grow for the retirement lifestyle you want.

Select a super balance

Important information

Take control of your super

Disclaimers

Take control of your retirement with Australia’s largest super fund¹, whether it’s a few years away or right around the corner. Whatever your path, we’re with you.