• Strong Long-term Returns^
  • Low Fees
  • Largest & Most Trusted+
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Retire with AustralianSuper

There are two ways AustralianSuper can help you on your path to retirement, with a transition to retirement (TTR) strategy if you’re not quite ready to retire, or with our retirement income account, Choice Income, if you’re ready to retire now.

Work less, save more

Transition to Retirement (TTR) Income account

If you’d like to continue working but reduce your working hours, a TTR income account may be a great way to use your super to top up your take home pay*. It may also help grow your super by reducing your tax obligations using salary sacrifice. Find out how you can start transitioning to retirement with us by opening a TTR Income account today.

Find out more about a TTR strategy


Work less

Ease into retirement, while taking time to look after yourself an your career by cutting back the hours you work and top up your take-home pay.


Speed up saving

Your super keeps growing because you're still working, which will speed up your rate of saving.


Pay less tax

Your TTR Income account can help reduce the amount of tax you pay on your retirement savings. 

Grow your super in retirement

Choice Income account

Using part, or all of your super balance, a Choice Income account gives you regular payments from your super while your super stays invested. This may give you more investment returns through your retirement and helps to boost how long your savings last. Below are the benefits of choosing a Choice Income account.

Find out more about Choice Income


Get regular payments

You can combine these with the Government Age Pension


Pay less tax

Retirement Incomes may help reduce the tax you pay on retirement savings


Keep investing

Your super savings will continue to be invested through your retirement 

Awarded and trusted

More than 2.2 million Australians trust us to look after over $132 billion of their retirement savings. We're thankful to be recognised as 2018 Fund of the Year and Most Trusted Super brand for six years running.+

various awards

Proud winners of a Canstar 5-Star Rating for account based pension-

Canstar outstanding value award badge

Low fees save you more

We’re big on keeping fees small with an administration fee of only $1.50 per week plus 0.11% p.a. of your account balance capped at $750 p.a. There’s also no cost to set up an account, and competitive investment fees. For support and to understand more about fees, visit our fees and costs page.

Confidence in numbers

As a top 10 performing fund, we’re happy to let our numbers do the talking. AustralianSuper has had an average annual return of 9.68% p.a. on the Balance Option since 1985. In the year to 31 December 2017 AustralianSuper was ranked number one with returns of 13.59% p.a. on our Balanced Option.#


* A TTR strategy can be complex and isn’t suited to everyone. You should get advice to see if a TTR Income account is right for you.

# Rankings based on the SuperRatings Fund Crediting Rate Survey — SR50 Balanced[OG1]  (60–76) Index for periods to 31 December 2017. Top 10 based on the returns for Balanced Investment option for rolling 1, 3, 5, 7 and 10 year periods; Returns since inception to 30 June 2018. Returns from 1985 to 31 March 2018 comprise investment returns from equivalent investment options of ARF and STA for periods that begin before 1 July 2006. Refer to the AustralianSuper website to view recent returns and returns for all AustralianSuper investment options.

^ Past performance is not a reliable indicator of future performance

+ Readers Digest Most Trusted Brands – Superannuation category winner for six years running 2013 – 2018.

The financial advice you receive will be provided under the Australian Financial Services Licence held by a third party and is therefore not the responsibility of AustralianSuper. With your approval, a fee may be charged if a Statement of Advice is produced.

Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. AustralianSuper investment returns from equivalent investment options of ARF and STA are used in calculating returns for periods that begin before 1 July 2006. This information may be general financial advice and does not take into account your personal objectives, situation or needs. Before making a decision about AustralianSuper, you should think about your financial requirements and refer to the relevant Product Disclosure Statement.

- AustralianSuper received the Canstar 5-Star Rating for Outstanding Value Account Based Pension in 2018. Full methodology available here.

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