If you’ve recently lost your job, taken on carer responsibilities for a loved one, decided to volunteer or pursue other interests, a loss of income may mean you’re not getting regular super contributions.
The great news is – you have options. Here are some things you could do to help you get back on track with your super. A little top up now may mean more later on.
AustralianSuper awarded Canstar Outstanding Value Award for Superannuation since 20113
1. Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice.
2. Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.
3. AustralianSuper received the Canstar Outstanding Value Award – Superannuation in 2011-2025. Read the full methodology here. Awards and ratings are only one factor to be taken into account when choosing a super fund.