Taking small steps towards a better future
Planned or unplanned. Leave or study. There are many reasons you may be taking time out of the workforce. But there are simple ways to keep your super on track. One of these is making sure your super savings are in one place, with a top-performing fund1.
Support to suit your circumstances
As well as consolidating your super into one account, there are other steps you can take to make the most of your savings. But the actions your take, or decisions you make can change depending on the reason you’re not working. Choose the option that best reflects your situation to learn more about what you can do:
We’ve been taking care of your super for you
With more than 2 million members, we’re Australia’s largest, most-trusted super fund2. And because we don’t pay dividends or profits to shareholders like retail funds do, members are the only ones who benefit.
No matter your current situation, how your fund performs over the long-term will make a big difference to your retirement. At AustralianSuper, we focus on what that performance means for the net benefit of your super. That is, what your overall financial position could be after taking away admin and investment fees – and it’s one of the best ways to see how funds stack up.
How does AustralianSuper compare?
Net benefit to 31 December 2020. Net benefit refers to investment earnings less admin and investment fees. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The comparison shows what a member would have for 15 years to 31 December 2020, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary4.
How to compare super funds
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Important information to consider
- Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006. Top performing for the 5, 7, 10 and 15 years to 30 June 2020, based on returns for the AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey — SR50 Balanced (60–76) Index. Returns are updated daily for all AustralianSuper investment options here.
- Readers Digest Most
Trusted Brands – Superannuation category winner for eight years running
2013-2020 according to research conducted by independent research agency
Catalyst Research.
- The financial advice you receive will be provided under the Australian Financial Services Licence held by a third party and is therefore not the responsibility of AustralianSuper. With your approval, a fee may be charged if a Statement of Advice is produced.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees, investment fees and contribution taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 31 December 2020. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. AustralianSuper returns before 1 July 2006 are calculated from equivalent options of the ARF and STA super funds.
- Before consolidating your super, ask your other super provider about any fees or charges that may apply, and other information about the effect this transfer may have on your benefits, such as insurance cover.
- Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006. Top performing for the 5, 7, 10 and 15 years to 30 June 2020, based on returns for the AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey — SR50 Balanced (60–76) Index. Returns are updated daily for all AustralianSuper investment options here.