The simple way to see how your super stacks up
Your super could be one of the biggest assets you’ll accumulate in your lifetime, so it’s a good idea not to ‘set and forget’ your account. In Australia, there's $17.8 billion in lost and unclaimed super, and just under 14 million people with only one super account1. And each person affected could be missing out growing their super for the future. Regularly taking a few minutes to review your super can help you know where it stands.
Everyone’s super situation is different, so consider what’s right for your personal circumstances and seek advice if you’re unsure.
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Learn the steps you could take with your super account to help you make the most of it.
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Get started making the most of your super. Here's some simple things you can do now if they’re right for your personal situation.
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Important information to consider @headerType>
- Australian Tax Office (ATO): Super data: lost, unclaimed, multiple accounts and consolidations, June 2024.
- Australian Taxation Office, Super guarantee gap for 2020-21
- Source: ABS Retirement and Retirement Intentions, Australia, 29 August 2023
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.
- Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice. Salary sacrifice may affect some Government benefits and employee benefits. We recommend you consider seeking financial advice before deciding if a salary sacrifice arrangement is right for you.