Super rules for employers

We can help you stay on top of your super responsibilities.

The Superannuation Guarantee (SG) 

Most employers should be paying at least 9.5% of an employee’s earnings towards their super. Making these payments on time means you can claim them as a tax deduction. 

Do I have to pay super? 

If you pay an employee more than $450 a month you’re almost always legally required to make super contributions on top of their wages. You can find out more about the Superannuation Guarantee by visiting the Australian Tax Office (ATO) online.

Visit the ATO website

Make employee payments with QuickSuper

AustralianSuper employer members can access the QuickSuper clearing house for free.* Then just link to the paying payments page.

Find out more

*QuickSuper is a registered trademark and a product owned and operated by Westpac Banking Corporation ABN 33 007 457 141. Westpac’s terms and conditions applicable to the QuickSuper service are available after your eligibility for the free clearing house service is assessed by AustralianSuper. A Product Disclosure Statement (PDS) is available from Westpac upon request.

Making AustralianSuper your default fund

Generally, employees can nominate their preferred super fund using a Standard Choice form, but not all do. In those cases, you need have a default fund set up so that you can pay their super into an account. 

Giving your employees our pre-filled Standard Choice form makes this process quicker and easier. You can download this form below.

Download Standard Choice form PDF (333KB) download insurance guide PDF 4.4MB

Joining or switching to AustralianSuper 

Our Product Disclosure Statement has all the information your employees need if they join or switch to AustralianSuper. If your employee joins AustralianSuper online, they just need to provide you with their member number. 

Download a copy of our Product Disclosure Statement here, or contact us to order hard copies for your office. The PDS includes a standard Join Form.

Passing on important employee information 

When an employee starts work with your company, they should complete an ATO form that contains their TFN. Once they’ve given you this form, you must pass on their TFN to us:

  • within 14 days of the employee giving you this form, or 
  • when you make the first SG contribution on their behalf 

The ATO may fine you $1,100 if you’re late providing an employee’s TFN. Privacy laws don’t allow you to give us a copy of the ATO’s form, but they do allow you to pass their TFN onto your employee’s super fund.

Tools & Resources

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AustralianSuper Product Disclosure Statement PDF, 590KB

Download
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ATO Standard Choice PDF, 315KB

Download
Form
Letter of Compliance (Ask an employer to pay super into your AustralianSuper account) PDF, 94KB

DOWNLOAD
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Your Super Obligations PDF, 90KB

Download

Better for your employees. Better for you.

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