Retirement planning - Do you need $1 million to retire?
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How much do I really need in retirement? @headerType>
A comfortable retirement will look different for everyone, there’s no one-size-fits-all. Here’s how to calculate your own unique retirement number.
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Your retirement journey @headerType>
There’s a lot to consider in the lead up to retirement, so it’s important to have a plan in place to help you achieve your best possible outcome. Whether retirement is still a few years away or just around the corner, we’re here to help you prepare with confidence.
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Super projection calculator @headerType>
This calculator helps estimate how much money you could get in retirement, how long your super could last and how adding a few extra dollars to your super now, could make a big difference when it’s time to retire.
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Transition to retirement @headerType>
A transition to retirement (TTR) strategy lets you access some of your super1, paid to you as an income, while you’re still working and preservation age has been met.
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Planning your retirement - What to think about before you stop working @headerType>
Depending on when you stop working, you might be retired for 20 years or more. Have you given much thought to what your lifestyle will look like once you stop working?
Get your super sorted
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All you need to know about consolidating your super @headerType>
By consolidating your super, you put all of it in one place and with one super fund. That could mean only one set of fees, plus easier account management2.
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Grow your super @headerType>
There’s more than one way to grow your super for the retirement you want to achieve.
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Insurance through super @headerType>
With insurance through your super you can protect your income and prepare for the future3.
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Work ratings @headerType>
The type of work you do impacts the cost of your insurance cover. Find out about how different jobs are classified and if you could be paying less for your insurance.
Income in retirement
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Get a regular income in retirement with Choice Income @headerType>
You can turn your super into a regular income with an account based pension like a Choice Income account, while keeping the rest of your savings invested.
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Super and the Age Pension @headerType>
Most Australians are eligible for the Government Age Pension. If you’re among them, you can use it to top up your super.
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Super projection calculator @headerType>
This calculator helps estimate how much money you could get in retirement, how long your super could last and how adding a few extra dollars to your super now, could make a big difference when it’s time to retire.
Estate planning - who inherits your super?
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Nominate a beneficiary @headerType>
Your super savings may last 20 years or more when you retire - some of the savings may even outlive you, so it’s important to let us know where you want your money to go.
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Who to nominate and the tax implications @headerType>
Deciding who gets your super is important. Unlike other assets, your super and any insurance benefits in super you have aren’t considered part of your estate.
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Making, changing or cancelling a binding nomination @headerType>
For members with a super account use this form to set up a binding nomination or change/cancel a binding nomination.
ESG and responsible investing
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Environmental, Social & Governance (ESG management) @headerType>
We believe companies with good Environmental, Social and Governance (ESG) management provide better long-term returns.
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Socially Aware option @headerType>
Our Socially Aware option aims to provide medium to long-term growth while offering a values-based investment choice for members.
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Making progress on reducing our carbon footprint @headerType>
AustralianSuper has made a commitment to achieve net zero carbon emissions by 2050 in the investment portfolio.
Investments
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AustralianSuper’s Investments @headerType>
At AustralianSuper we’re focused on delivering strong long-term investment performance for members4.
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Investment guide @headerType>
Choosing how to invest your super is a big decision. We’ve created a guide that details your options to help you make your decision.
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The benefits of active management @headerType>
Active management is a hands-on investing approach that aims to help our members achieve their best financial position in retirement.
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Our performance @headerType>
AustralianSuper's flagship Balanced option aims to deliver strong long-term performance for members.
Keeping your super safe online
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Online security tips @headerType>
We're committed to helping you protect your super. Learn about the simple steps you can take to protect your privacy and identity from theft.
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Scam alerts @headerType>
As one of your biggest investments, super is often a target for scammers. You can find out more about the latest super scams below.
Help with your account
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Find my member number @headerType>
Having your member number handy can help you stay on top of your super. Not sure what your member number is? There are a few places you can look to find your AustralianSuper member number.
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Forms and fact sheets @headerType>
Everything you need to know, plus all the things you need to fill in.
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Fees and costs @headerType>
AustralianSuper aims to deliver more at a lower cost.
- Transition to Retirement (TTR) can be complex and isn’t suited to everyone. It’s a good idea to get financial advice before deciding if a TTR Income account is right for you.
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice.
- AustralianSuper insurance is provided by TAL Life Limited (the Insurer) ABN 70 050 109 450, AFSL 237848.
- Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.