Find My Lost Super - Unclaimed Super Finder

What is lost super

If you’ve ever changed your name, address or job, you may still have super in a few accounts you’ve lost track of. Any lost or unclaimed super is either:

with the Australian Tax Office (ATO) – your super fund may have transferred your super to the ATO where it won’t be growing; or
possibly with another super fund.

Leaving your super with multiple funds can mean multiple fees that eat into your super balance.

You can find lost or unclaimed super using your Tax File Number (TFN) and logging into myGov via ato.gov.au.

If you’re an AustralianSuper member, you can also claim lost super by logging in to your account online.

What’s the difference between lost and unclaimed super?

Lost super

This is when your super is held by a fund but remains idle – no contributions or rollovers for 12 months, but fees may continue to be deducted.

Unclaimed super

This covers small or inactive accounts which:

have a balance of less than $6,000
haven’t received a contribution in 16 months

These funds are automatically transferred to the ATO, who will try to match the funds with an active account. If they can’t find an active account, the funds will stay with the ATO until they are claimed.

How to find your lost or unclaimed super

1. Log in to your account online

It's easy for AustralianSuper members to track down lost super.

First, you'll need to log in to your account. Please have two forms of ID ready and make sure you've provided us with your Tax File Number (TFN). You can check if you’ve supplied us with your TFN by:

logging into your account online and clicking 'Account', then 'Tax File Number', or
checking in the AustralianSuper mobile app under 'My details'.

Then, in your account online, go to ‘Transactions’ and select ‘Contributions’ to search for any lost super.

Please note, you can't search for your lost super via the AustralianSuper mobile app.

2. Use your myGov account

You can also log into your myGov account and check if the ATO are holding any lost or unclaimed super on your behalf.

How to keep track of your super

There are a few things you can do so that you don’t lose track of your super.

When you start a new job

You can let your employer know you’d like them to contribute to your AustralianSuper account by logging into your account online. Alternatively, you can also give them a completed copy of the Pay my super into AustralianSuper form and our Letter of compliance.

When your details change

If you move house or change your contact details, update your personal details in your account online.

Consider consolidating

Consolidating your super can help reduce fees and costs and make it easy to manage a single account².

What’s next?

Important things to consider

Ask your super fund for information about fees or charges that may apply, or any other information about the effect a transfer may have on your benefits, such as insurance cover. We recommend that you consider seeking financial advice.

Important information to consider
1. Source: Australian Tax Office (ATO)
2. Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.

Find your lost super