Combine your accounts into a top long-term performing super fund
Around 4 million Australians have more than one super account6. And if you’ve changed jobs in the past, chances are you’re one of them. Not only can multiple accounts be difficult to manage, it can also mean multiple sets of fees eating away at your balance. But it's easy to consolidate7 to a fund with low admin fees1 and a history of strong, long-term performance2 that can help you make the most of your savings. Ready to consolidate? Find out how.
Why consolidate with AustralianSuper?
With over 3.5 million members8, we're Australia’s largest super fund3 and have a history of strong, long term performance2. We've also been voted most trusted super fund4. We don't pay dividends or profits to shareholders, so the money we make goes back into the fund for the benefit of members.
How your fund performs over the long term could make a big difference to your retirement. At AustralianSuper, we focus on what that performance means for the net benefit of your super. That is, what your overall financial position could be after taking away admin and investment fees – it’s one of the best ways to see how funds stack up.
The graph below shows how the net benefit of AustralianSuper’s Balanced option compares to others.
See how AustralianSuper compares
Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The graph shows what a member with a $50,000 starting balance would have over 15 years to 31 December 2024, assuming they had a starting annual salary of $50,000 and were receiving superannuation guarantee contributions for the full time period9.
-
Important information
-
Important information to consider @headerType>
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey December 2024. Survey compares administration fees and costs for MySuper products for a $50,000 balance. AustralianSuper’s MySuper product is the Balanced option. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 March 2025. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- APRA Quarterly superannuation fund level statistics December 2024. Released March 2025.
- Readers Digest Most Trusted Brands – Superannuation category winner for 13 years running 2013-2025 according to research conducted by leading independent research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.
- Super data: multiple accounts, lost and unclaimed super, ATO as at 30 June 2024.
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.
- AustralianSuper has a total of 3.56 million members and $367.3 billion in member assets as at 31 March 2025.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 31 December 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.