What is Payday Super?

Your pay. Your super. Paid together.

Payday Super is changing super for good

Payday Super is a government change designed to help Australians receive the super they’ve earned, sooner. Previously, your employer is only required to pay your super quarterly. But from 1 July 2026, your super must be paid every payday. This change will help reduce unpaid super, make contributions easier to track, and could give your super more time to grow.

Why Payday Super matters

$24.4 billion in unpaid super

Unpaid super is estimated to have cost Australian workers around $24.4 billion over the five years leading up to 20261.

1 in 4 had unpaid super

Approximately 1 in 4 Australian workers had their super underpaid, or not paid at all, each year1.

Unpaid super adds up

It can reduce your long‑term balance, which impacts women, younger workers and low‑income earners the hardest1.

How Payday Super works

1. Super gets paid when you do

Your employer pays your super contribution with your normal pay cycle.

2. Your super appears sooner

Your contribution must be received by your fund within 7 business days of payday and should appear in your fund the day after it’s allocated.

3. It’s easier to track your super

You’ll be able to see your super land more regularly in your account, making it easier to track your contributions.
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What Payday Super means for your super


Payday Super will affect employers and employees differently

For employers, how and when they pay your super may change. Read more about what employers need to know.

For employees, the main change is the visibility and frequency of your super contributions. Now your pay and your super will be paid together, which may be more often than before.

Your super payments are more regular

More frequent contributions can give you a clearer view of your financial progress.

Your super gets more time to grow

Over time, more frequent contributions can give your money more time to grow.

Keep track of your super

Log in to your AustralianSuper account or download the app to check your latest super contribution.

What to do if you have unpaid super

If you think your super hasn’t been paid correctly, speak with your employer first. To learn more about what you can do next, visit the Australian Taxation Office (ATO) website.

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