Work Rating Wizard

You may be eligible to pay less or get higher cover for Death, Total & Permanent (TPD) or Income Protection if your work is classified as Low Risk or Professional.

The Work Rating Wizard can help you determine the rating which applies to you. Answer the questions below and click ‘Calculate work rating’ to determine your rating.

* You must complete this information

Work rating questions

  1. This means:
    • you spend more than 80% of your job doing clerical or administrative (typically office-based) activities, or
    • you're a professional using your university qualification in a job that has no unusual work hazards. (Some examples of unusual work hazards include: working underground, working underwater, working at heights or working in the air.)
  2. Are you earning more than $100,000 a year from your job? *

  3. Do you have a university qualification? *

  4. Do you have a management role in your company? *


This Work Rating Wizard is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. This information is of a general nature and does not take into account your personal objectives, situation or needs. Before making decisions about your insurance arrangements you should consider your financial requirements and read our Product Disclosure Statement and Investment Choice Guide. You may also wish to consult a licensed financial adviser before making any changes to your financial affairs. AustralianSuper Pty Ltd does not accept any liability, either direct or indirect, arising from any person relying, either wholly or partially, upon any information shown in, derived from or omitted from the Work Rating Wizard.