Contributions Adviser

Use this calculator to see how to save more super, reduce tax and keep the income you need.

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Tell us about you - Answer a few simple questions to work out how much to contribute and see the impact on your super for retirement. 

Adjust your results - Adjust the variables to see how you can maximise your super for retirement and still have the take home pay you need.

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Personalise the experience - Log in to your AustralianSuper account, use your current account details and answer a few simple questions to work out how much to contribute and see the impact on your super for retirement. 

Improve your results and get a personal plan - Add more information about your current situation to set up your personal plan to show you how you can maximise your super for retirement and still have the take home pay you need.

 
 

 

Before you start, you need to read this

This Contributions Adviser calculator is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, ASFL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. The calculator provides illustrative calculations based on stated assumptions only and is provided in good faith. It has been based on current laws and their interpretation as at 1 July 2017.

Calculations are meant to be estimates only and should not be relied upon as a true representation of any actual superannuation entitlements or benefits or relied on as a basis upon which to alter your financial situation. It has been prepared without taking into account your particular financial needs, circumstances and objectives. You should assess your own financial circumstances and needs before you make any changes to your financial affairs.

This calculator is based on the features of the standard AustralianSuper accumulation product.

Assumptions

  • The results produced by this calculator are based on various underlying assumptions below.
  • Planned retirement age 65
  • Start date 1/7/2017 for a full financial year
  • Pre-retirement investment return 0f 6.5% p.a. net of fees and tax
  • Post-retirement investment return of 5.5% p.a. net of fees and tax
  • 9.5% compulsory super guarantee, increasing at the legislated increments up to 12% in FY2026
  • 3.5% salary growth index
  • 2.5% inflation (CPI)
  • Results expressed in todays dollars using 3.5% p.a. as the deflator
  • $1.50 per week administration fee increasing with wage inflation
  • You will satisfy the work test for making contributions if you are between age 65 to 75
  • You have provided your Tax File Number to your super fund
  • Insurance premiums and any other variable and fixed fees in the AustralianSuper product have not been considered in this calculator.
  • You can change your retirement age in the calculator.  To change the value of other default assumptions visit AustralianSuper’s main website and access the full calculator under tools and resources.

You can change your retirement age in the calculator. To change the value of other default assumptions visit AustralianSuper’s main website and access the full calculator under tools and resources.

Privacy

Read our Privacy Collection Statement for a summary on why we collect the personal information requested in this form and how we handle that information.