Empower your financial future
Celebrate International Women’s Day with a webinar designed to lift your confidence and your super. Whether you’re starting out or planning retirement, get practical tips to help you feel empowered and financially in control.
Webinars:
Starting strong - Women in the early stages of their career
Thursday 5 March, 12pm (AEDT) / 9am (AWST)
Planning for retirement - Designed for women approaching retirement and considering their next steps
Thursday 5 March, 3pm (AEDT) / 12pm (AWST)
Webinar length:
Each webinar will run for 30 minutes including Q+A
Women and super FAQ
What is the superannuation pay gap?
Women earn 86 cents for every dollar men earn - $317 less per week, or $16,484 over a year1.
Why do women have less super?
Lower average earnings, part‑time work, career breaks, and disproportionate unpaid caring responsibilities all contribute. Women also make up 80% of primary carer parental‑leave takers2.
What is the average super balance for women in Australia?
Women nearing retirement have around 25% less super than men.¹Men aged 60–64 average $401,600 in super, while women of the same age hold just over $300,0003.
5 tips to take control of your super for women
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1. Compare and choose
1. Compare and choose
Doing a comparison of funds might be a great place to start when choosing the right super fund for you. You may want to look at things like investment performance, what fees you’re going to pay and if they’re reasonable, and what insurance options might be available.
Compare super funds
2. Consider consolidating
2. Consider consolidating
Having more than one super account generally means more paperwork, and often additional costs too. Doubling up on fees can chip away at your overall super balance, which is why you may want to consider combining multiple accounts into one3.
Consolidate your super
3. Contribute a bit more if you can
3. Contribute a bit more if you can
In addition to any employer contributions you might receive, your super can grow through investment performance4 and any extra contributions you add to it during your working life5. You’re also able to generate returns on top of returns, as super benefits from compound interest.
Grow your super
4. Check your insurance
4. Check your insurance
There are generally three types of insurance cover available in super, including Death, Total & Permanent Disablement, and Income Protection. Paying for insurance cover out of your super may mean you'll have less for retirement, but having cover can provide peace of mind, so consider if it’s right for you.
Review insurance
5. Manage your super on the go
5. Manage your super on the go
Managing your super on the go has never been easier with the AustralianSuper mobile app. You can check on your super anywhere, anytime. And, it's and easy way to get in touch with us. Download the app today in three easy steps.
Download the app
Whether you’re just beginning your superannuation journey or seeking strategies to boost your retirement savings and don’t have time to register for a webinar, we have other resources to help you.
Keep learning
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Disclaimers
- Full-time adult average weekly total earnings, trend. Australian Bureau of Statics May 2025. Published August 2025.
- Workplace Gender Equality Agency (WGEA) 27 November 2025, WGEA Gender Equality Scorecard 2024–25 wgea.gov.au/publications/australias-gender-equality-scorecard
- Deloitte Average Super Balance to 30 June 2024, rounded to the nearest $100. People with zero superannuation are not included in the average data, figures provided to AustralianSuper.
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.
- Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns.
- Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice.