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super funds

Learn the three most important factors to consider when you compare super funds, so you can feel confident in the future you’ve worked hard for.

How to know AustralianSuper is the right choice for you

Strong, long-term performance

When you compare super funds, look at long-term performance history, not just how the fund is performing today. AustralianSuper’s Balanced investment option has an annual return of 9.37% over the last 35 years1.

Significant net benefit

This is what your overall financial position could be after taking away admin and investment fees. Take a look at the chart below to see how AustralianSuper’s net benefit has outperformed the average super fund and retail fund over 5, 10, and 15 years.

Competitive fees

As Australia’s largest, most-trusted2 super fund we use our size and scale to secure competitive fees and costs for members - meaning less is taken from their super balance and they can benefit from additional returns. Use the fee tool below to see how our fees compare.

Compare net benefit performance

Even in retirement, our history of strong performance and low fees has given members an advantage in the long term. The following table compares AustralianSuper’s Choice Income net benefit against others, and shows how a member’s balance in would have grown over seven years to 30 June 2019, whilst still drawing a retirement income. Net benefit refers to investment earnings to 30 June 2019 (less admin and investment fees).

Net Benefit* – Account based pension
Starting balance Yearly Income Payment Investment earnings
(less fees over 7 years)
Balance after 7 years
AustralianSuper Balanced Option $300,000 $22,300 $300,800 $444,700
All Super Fund Account based pension (Average) $300,000 $21,200 $239,700 $391,100
AustralianSuper Advantage +$1,100 +$61,100 +$53,600
Retail Super Funds (Average) $300,000 $20,900 $222,200 $375,800
AustralianSuper Advantage +$1,400 +$78,600 +$68,900

*Net benefit refers to investment earnings to 30 June 2019 (less admin and investment fees). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Find out more about the net benefit methodology here.

For example, if you retired seven years ago and kept a starting super balance of $300,000 in a Choice Income account with AustralianSuper and withdrew 6% of your balance each year as a regular income (an average of $22,300 each year), after seven years your balance would have grown to $444,700*.

Take a moment to compare how we perform against other super funds with the free, independent Chant West Pension AppleCheck tool or find out more about how our account based pension can be a regular source of income.

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OUR ACCOUNT BASED PENSION

Compare in more detail with Super AppleCheck

Keen to weigh up our investments, fees, insurance and member services against other funds on an ‘apples-to-apples’ basis? Use the free Super AppleCheck comparison tool - provided by independent research firm ChantWest.

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See how our fees compare

See how much AustralianSuper’s admin and investment fees are compared to the average.

See how much AustralianSuper’s admin and investment fees are compared to the average.

Grow your super faster with low fees

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of strong, long-term performance and it could mean more money for your retirement.

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of top performance and it could mean more money for your retirement.

Select a super balance

Annual admin and investment fees on a $25,000 balance

A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $277 a year compared to an average of $392 a year for all super funds and an average of $465 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $277 a year compared to an average of $392 a year for all super funds and an average of $465 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $50,000 balance

A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $437 a year compared to an average of $673 a year for all super funds and an average of $785 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $437 a year compared to an average of $673 a year for all super funds and an average of $785 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $100,000 balance

A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $757 a year compared to an average of $1,240 a year for all super funds and an average of $1,434 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $757 a year compared to an average of $1,240 a year for all super funds and an average of $1,434 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $250,000 balance

A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,717 a year compared to an average of $2,933 a year for all super funds and an average of $3,390 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,717 a year compared to an average of $2,933 a year for all super funds and an average of $3,390 a year for retail super funds. Please refer to the important information below for more detail.

Proud winners of Canstar 5-Star Rating for account based pension and superannuation3

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