How does AustralianSuper compare?
A top long-term performer
Our Balanced option has consistently delivered strong long-term performance for members with an average annual return of 7.44% over the last 10 years and 9.21% since inception (August 1985) to 31 March 20251.
Low admin fees
As Australia’s largest super fund2, we use our size and scale to help keep admin fees low3. Super accounts are currently charged $1 per week plus 0.10% pa of your account balance (up to $350 pa).
Award-winning super
We received Canstar's Outstanding Value Award for Superannuation in 2011-2025 and Account Based Pension in 2018-20244. AustralianSuper has also been awarded most trusted super fund 13 years running5.
Compare net benefit performance
- Super
- Account based pension
Even in retirement, our history of strong long-term performance1 has given AustralianSuper members an advantage over the long term. The following table compares AustralianSuper’s Choice Income net benefit against the average super fund and the average retail super fund. It shows how a member’s balance would have grown over 10 years to 31 December 2024, whilst still drawing a regular retirement income.
| Net benefit | ||||
|---|---|---|---|---|
| Starting balance | Average yearly income payment over 10 years | Investment earnings over 10 years (less fees and costs) | Balance after 10 years | |
| AustralianSuper Choice Income account - Balanced option | $300,000 | $20,700 | $294,500 | $387,800 |
| All super funds (average) - Balanced option | $300,000 | $19,200 | $241,100 | $348,900 |
| Retail super funds (average) - Balanced option | $300,000 | $18,500 | $212,400 | $327,900 |
Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns7.
The table above shows that if a member retired 10 years ago and started with a balance of $300,000 in an AustralianSuper Choice Income account – and withdrew on average $20,700 each year over 10 years as regular income – the balance would have grown to $387,800.
Take a moment to compare how we perform against other super funds with the free, independent Chant West Pension AppleCheck tool or find out more about how our account based pension can be a regular source of income.
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Important information
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Important information to consider
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 March 2025. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- Source: APRA Quarterly Superannuation Fund-Level Statistics, December 2024. Published 11 March 2025.
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey December 2024. Survey compares administration fees and costs for MySuper products for a $50,000 balance. AustralianSuper’s MySuper product is the Balanced option. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper received the Canstar Outstanding Value Award – Superannuation in 2011-2025, and Outstanding Value Award – Account Based Pension in 2018-2024. Read the full methodology for super here and for account based pension here. Awards and ratings are only one factor to be taken into account when choosing a super fund.
- Readers Digest Most Trusted Brands – Superannuation category winner for 13 years’ running 2013–2025, according to research conducted by research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, and comparable balanced options, for historical periods to 31 December 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment returns after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Choice Income Balanced investment option and comparable pension balanced options, for historical periods to 31 December 2024. Other fees and costs may apply. Outcomes vary between individual funds. See Assumptions for more details. The model uses return and fee data that is submitted to SuperRatings. The model assumes: a starting age of 65 commencing 1 January 2015 and finishing on 31 December 2024; a starting balance of $300,000; and a drawdown rate of 6% p.a. Insurance premiums and other fees and costs may apply. Outcomes vary between individual funds. Figures have been rounded to the nearest $100. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns.