Compare super funds

Learn the three most important factors to consider when you compare super funds, so you can feel confident in the future you’ve worked hard for.

How to know AustralianSuper is the right choice for you

Strong, long-term performance

When you compare super funds, look at long-term performance history, not just how the fund is performing today. AustralianSuper’s Balanced investment option has an annual return of 9.37% over the last 35 years1.

Significant net benefit

This is what your overall financial position could be after taking away admin and investment fees. Take a look at the chart below to see how AustralianSuper’s net benefit has outperformed the average super fund and retail fund over 5, 10, and 15 years.

Competitive fees

As Australia’s largest, most-trusted2 super fund we use our size and scale to secure competitive fees and costs for members - meaning less is taken from their super balance and they can benefit from additional returns. Use the fee tool below to see how our fees compare.

Compare us against 200 other super funds

Keen to weigh up our investment, fees, insurance and member services against other funds on an ‘apples-to-apples’ basis? Use the free AppleCheck comparison tool – provided by independent research firm Chant West.

COMPARE WITH APPLECHECK

Compare net benefit performance

Even in retirement, our history of strong performance and low fees has given AustralianSuper members an advantage over the long term. The following table compares AustralianSuper’s Choice Income net benefit against the average super fund and the average retail super fund. It shows how a member’s balance would have grown over 10 years to 30 June 2020, whilst still drawing a regular retirement income. 

Net benefit
  Starting balance Average yearly income payment over 10 years Investment earnings over 10 years (less fees) Balance after 10 years
AustralianSuper Choice Income account Balanced option $300,000 $21,900 $366,100 $419,900
All super funds (average) $300,000 $20,400 $300,900 $356,200
Retail super funds (average) $300,000 $19,600 $276,500 $327,000

Net benefit refers to investment earnings to 30 June 2020 (less admin and investment fees). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns5.

The above table shows that if a member retired 10 years ago and started with a balance of $300,000 in an AustralianSuper Choice Income account – and withdrew on average $21,900 each year over 10 years as regular income – their balance would have grown to $419,900.

Take a moment to compare how we perform against other super funds with the free, independent Chant West Pension AppleCheck tool or find out more about how our account based pension can be a regular source of income.

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OUR ACCOUNT BASED PENSION

Transparent, low fees

Our fees are low because we don’t pay commissions to advisers or give profits to shareholders. We use our size and scale to secure competitive fees and lower investment costs, plus there is no cost to set up a super account with us. Combine this with our history of strong, long-term performance and it could mean more money for the future.

See how our fees compare

See how much AustralianSuper’s admin and investment fees are compared to the average.

See how much AustralianSuper’s admin and investment fees are compared to the average.

Grow your super faster with low fees

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of strong, long-term performance and it could mean more money for your retirement.

As Australia’s largest super fund, we use our size and scale to secure competitive fees and lower investment costs. Combine this with our history of top performance and it could mean more money for your retirement.

Select a super balance

Annual admin and investment fees on a $25,000 balance

A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $252 a year compared to an average of $375 a year for all super funds and an average of $446 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $25,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $252 a year compared to an average of $375 a year for all super funds and an average of $446 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $50,000 balance

A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $387 a year compared to an average of $641 a year for all super funds and an average of $747 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $50,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $387 a year compared to an average of $641 a year for all super funds and an average of $747 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $100,000 balance

A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $657 a year compared to an average of $1,177 a year for all super funds and an average of $1,357 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $100,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $657 a year compared to an average of $1,177 a year for all super funds and an average of $1,357 a year for retail super funds. Please refer to the important information below for more detail.

Annual admin and investment fees on a $250,000 balance

A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,467 a year compared to an average of $2,776 a year for all super funds and an average of $3,191 a year for retail super funds. Please refer to the important information below for more detail. A graph comparing the annual admin and investment fees on a $250,000 balance. The graph shows AustralianSuper’s Balanced option as having the lowest fees at $1,467 a year compared to an average of $2,776 a year for all super funds and an average of $3,191 a year for retail super funds. Please refer to the important information below for more detail.

Proud winners of Canstar 5-Star Rating for account based pension and superannuation3

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