Embracing new ways of working?
Make sure your
super keeps up.
The landscape of work is changing. More Australians are running their own businesses, freelancing, contracting, or joining the gig economy. If you're part of this change, it's important to remember that super will still play a big part in your retirement. There are small steps you can take now, like considering consolidating your accounts4, that could make a big difference to your future.
A fund that works as hard as you do
With more than 2.5 million members and a history of strong, long term performance, we’re Australia’s largest, most-trusted super fund2. We don’t pay dividends or profits to shareholders, so members are the only ones who benefit.
How your fund performs over the long-term will make a big difference to your savings for the future. At AustralianSuper, we focus on what that performance means for the net benefit of your super. That is, what your overall financial position could be after taking away admin and investment fees – it’s one of the best ways to see how funds stack up.
How does AustralianSuper compare?
Net benefit to 30 June 2021. Net benefit refers to investment earnings less administration and investment fees. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The comparison shows what a member would have for 15 years to 30 June 2021, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary5.
How to compare super funds
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Important information to consider
- Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006. Top performing for the 7, 10, 15 and 20 years to 30 June 2021, based on returns for the AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey — SR50 Balanced (60–76) Index. Returns are updated daily for all AustralianSuper investment options here.
- Readers Digest Most Trusted Brands – Superannuation category winner for nine years running 2013-2021 according to research conducted by independent research agency Catalyst Research.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. With your approval, a fee may be charged if a Statement of Advice is produced.
- Before consolidating your super, ask your other super provider about any fees or charges that may apply, and other information about the effect this transfer may have on your benefits, such as insurance cover.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees, investment fees and contribution taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 30 June 2021. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. AustralianSuper returns before 1 July 2006 are calculated from equivalent options of the ARF and STA super funds.
- Before adding to your super, consider your financial circumstances , contribution caps that may apply, and tax issues.
- Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006. Top performing for the 7, 10, 15 and 20 years to 30 June 2021, based on returns for the AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey — SR50 Balanced (60–76) Index. Returns are updated daily for all AustralianSuper investment options here.