Low Admin Fees
Embracing new ways of working?
Make sure your
super keeps up.
More Australians are running their own businesses, freelancing or contracting. If you're part of this change, it's important to remember that super will still play a big part in your retirement. There are small steps you can take now that could make a big difference to your future.
A little now could be a lot in the future
Even if retirement feels far away, saving for your future now can pay off. By adding to your super now7, you could enjoy a more comfortable lifestyle when you finish working. And with power of compound returns, the earlier you invest, the longer your super has to grow.
‡ This example is for illustration purposes only, rounded to the nearest $1k. The actual benefits you receive will depend on a range of factors including future economic conditions, investment performance and legislative change. Investment performance is not guaranteed. Source: AustralianSuper calculations May 2025.
A fund that works as hard as you do
With over 3.5 million members8, we're Australia’s largest super fund3 and have a history of strong, long term performance2. We've also been voted most trusted super fund4. We're a profit-for-member fund. We don't pay profits or dividends to shareholders, so the money we make is for members.
How your fund performs over the long-term will make a big difference to your savings for the future. At AustralianSuper, we focus on what that performance means for the net benefit of your super. That is, what your overall financial position could be after taking away admin and investment fees – it’s one of the best ways to see how funds stack up.
The graph below shows how the net benefit of AustralianSuper’s Balanced option compares to others.
See how AustralianSuper compares
Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The graph shows what a member with a $50,000 starting balance would have over 15 years to 31 December 2024, assuming they had a starting annual salary of $50,000 and were receiving superannuation guarantee contributions for the full time period9.
Access to advice
Feel confident about the future, with access to advice5 along the way.
YOUR ADVICE OPTIONS-
Important information to consider
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey December 2024. Survey compares administration fees and costs for MySuper products for a $50,000 balance. AustralianSuper’s MySuper product is the Balanced option. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 March 2025. Investment returns aren’t guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- Source: APRA Quarterly Superannuation Fund-Level Statistics, December 2024. Published 11 March 2025.
- Readers Digest Most Trusted Brands – Superannuation category winner for 13 years’ running 2013–2025, according to research conducted by research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.
- Before adding to your super, consider your financial circumstances, eligibility, contribution caps that may apply, tax issues and when your super can be accessed. We recommend you consider seeking financial advice.
- AustralianSuper has a total of 3.56 million members and $367.3 billion in member assets as at 31 March 2025.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, and comparable balanced options, for historical periods to 31 December 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.