How much cover do I need and how much will it cost?

Our insurance calculator can help you figure out how much cover you need in the event of your death or disablement to protect yourself and your family.

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What to consider

When it comes to how much insurance cover you'll need, you need to think about today and tomorrow. 

  1. The day-to-day expenses that your salary covers

    This includes things like your bills, food you buy and transport costs

  2. Your debts

    This includes things like your mortgage repayments, credit card debt and personal loans

  3. Your income needs

    How much income you and your family will need to live comfortably today and tomorrow

  4. Future costs for dependents

    This includes the future costs of your children’s care and education, or for anyone else you support financially

  5. Whether you need cover in the first place

    A type and amount of cover that doesn’t suit your situation can eat into your super savings

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